30102 RED PINE ROAD, PUNTA GORDA, FL, 33982
Active453 days on marketListed Apr 28, 2025MLS #C7509166
About this home
30102 RED PINE ROAD
Build Your Dream Home in Ridge Harbor! Discover the perfect place to create your ideal home on this spacious 10,200 sq ft lot (60' x 171') in the peaceful, rural community of Ridge Harbor. Enjoy the quiet charm of country living with the convenience of nearby amenities. Ridge Harbor features a voluntary HOA with low annual dues ($25 for individuals, $35 for families) and no deed restrictions—giving you the freedom to build your way. You'll also have access to a private community boat ramp on Shell Creek (just $10 for a marina key), which connects to the Peace River and leads to Charlotte Harbor—perfect for boating and fishing enthusiasts. Bonus: This lot is not in a flood zone! Conveniently located near Punta Gorda Airport, I-75, shopping, dining, and beautiful beaches, this lot offers the perfect blend of location, amenities, and investment potential. Don’t miss out on this exceptional opportunity! THREE ADDITIONAL LOTS ARE AVAILABE ON RED PINE (C7509213, C7509216, C7509218)
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$296 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$296/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 30102 RED PINE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$287,000
30049 BALSAM BOULEVARD · same community
3 bd · 2 ba · 1,229 sqft · $234/sqft · 22 DOM
Sold · Dec ’25$290,000
30035 ALDER ROAD · same community
2 bd · 2 ba · 1,292 sqft · $224/sqft · 258 DOM
Sold · Jul ’26$285,000
30353 Beech Rd, Punta Gorda FL 33982 · same community
3 bd · 2 ba · 1,406 sqft · $203/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Robert Holmgren
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 30102 RED PINE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30102 RED PINE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
30102 RED PINE ROAD FAQs
What would the monthly payment be for 30102 RED PINE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $296/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 30102 RED PINE ROAD?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 30102 RED PINE ROAD?+
The most recent tax bill on record (2024) was $444. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 30102 RED PINE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $15,000, this home is listed about 96% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 30102 RED PINE ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Brian Ziegler. MLS #C7509166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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