28 WINDMILL BOULEVARD, PUNTA GORDA, FL, 33950
Active431 days on marketListed May 19, 2025MLS #C7510134
About this home
28 WINDMILL BOULEVARD
WATERFRONT RETREAT! 2007 Palm Harbor 3-Bedroom Canal Home – Windmill Village, Punta Gorda Discover your dream waterfront home in the highly sought-after, resident-owned 55+ gated community of Windmill Village in Punta Gorda, Florida — consistently ranked among the best small places to live by Money Magazine and Forbes. This impressive 2007 Palm Harbor model offers 1,728 square feet of comfortable, thoughtfully designed living space on an oversized lot. Featuring 3 bedrooms and 2 bathrooms, the home boasts a spacious living room, separate dining area, and a well-appointed kitchen with elegant crown molding and drywall construction throughout. Recent Upgrades Include: Brand-new 2026 Daikin R32 3-ton air conditioner with a 12-year warranty New 40-gallon hot water heater New roof and durable vinyl siding (2023) The kitchen impresses with a decorative tile backsplash, stainless steel appliances, tile flooring, and excellent storage. The primary suite easily accommodates a king-size bed and includes a large 5.5’ x 7.5’ walk-in closet. The primary bath features ceramic tile, dual sinks, a luxurious six-head shower, and a linen closet. The two additional bedrooms comfortably fit queen beds and offer generous closet space. Step outside to the relaxing 16’ x 18’ enclosed lanai, complete with its own 18,000 BTU mini-split AC, offering peaceful views overlooking Tarpon Canal. Additional highlights include abundant indoor storage and a large 24’ x 22’ two-and-a-half-car garage. Monthly HOA fees are very affordable, which covers water, sewer, and yard maintenance. Community Highlights: Windmill Village offers an active waterfront lifestyle with two private marinas providing direct Gulf access, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, heated pool, and a new pavilion. Residents enjoy numerous clubs and activities tailored to a wide variety of interests. Note: The purchase price does not include the refundable $20,285 Buy-In Share and Bond. This turnkey waterfront home represents exceptional value in today’s Punta Gorda market. Schedule your private showing today and start living the Florida dream in paradise!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,728
Sqft
0.16 ac
Lot size
2
Garage
2007
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,263 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,263/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
Days on market
431 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 28 WINDMILL BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28 WINDMILL BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
28 WINDMILL BOULEVARD FAQs
What would the monthly payment be for 28 WINDMILL BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,263/mo — principal and interest, the actual property-tax bill, the $260/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 28 WINDMILL BOULEVARD?+
The association fee works out to $260 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 28 WINDMILL BOULEVARD?+
The most recent tax bill on record (2024) was $1,946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 28 WINDMILL BOULEVARD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $265,500, this home is listed about 23% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 28 WINDMILL BOULEVARD?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
431 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $285,000, now $265,500 — a $20K cut. The full history is in the market section below.
Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7510134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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