CENTURY 21 Edge
$577,777$749,9973 bd2 ba1,800 sqft$321 /sqft$4,133 /mo all-in ↓

3456 HIGHLANDS ROAD, PUNTA GORDA, FL, 33983

Active416 days on marketListed Jun 14, 2025MLS #C7511218

Reduced $172KWaterfrontPrivate poolSingle Family ResidenceHRBR HEIGHTS

About this home

3456 HIGHLANDS ROAD

NEW PRICE SAME GREAT HOUSE. Waterfront Home with a Saltwater Pool on a deep-water Canal is approx. 500 ft. to Open Waters of the Peace River then on to the of Gulf of America! This 5 Lot Triangle shaped Property for all your toys has been Renovated! Two Car Garage w/ Storage Three Bedrooms Two Bath Split Floor Plan with one side Mother-In Law capabilities. Enter Front Beveled Glass Door to Open Concept Living! Partially Furnished! Vaulted Ceilings! Luxury Planking! New Fan's added thru out. Living Room Flooring Oak in color. Main bedroom has Walk-In Closet & Slider exits to 1st Lanai with Tile Flooring & another Slider Exits to your Backyard. Master Bath with Linen closet. Vanity with under Storage & Tub/Shower Combo. Hall leads to Garage for inside Laundry or Dining Area & Kitchen with Island! Island has Quartz Top, Under Storage, Easy Close Drawers & Room for Breakfast Bar 4 Stool Seating! Opposite side of Island is a Quartz Countertop w/ Deep Farmer's Sink made by Glacier with Raised Faucet. No Disposal. Appliances French Door Stainless Steel Refrigerator & Dishwasher. Wall Convection Oven by Whirlpool with Wall Microwave with Air Fryer capabilities. To left Built-In Flat 4 burner Range with raised Hood Vent! Pantry & Under Counter Storage! Open access to 2nd Lanai Oak Flooring Two Skylights & Slider exit to Backyard. Guest Bedroom will accommodate Qn. Size Grouping with Pool Exit/Entry. Guest Bath Granite Top Vanity with Walk-In Shower with Rain like Showerhead. Drop Down Family Room with Tile Flooring has Windows viewing the 28x16 Salt Water Heated Pool or additional Door to Pool Exit or Entry to 2nd Guest Bedroom that will accommodate a Qn. Size Grouping & Slider Exits to your Back Yard Activities! Stairs led to your Deck for Boat Launching or Leisure Fishing on the Santa Clara Canal. Deck made of Composite. To the right of this East Facing Home is RV / Boat Storage and Additional Storage Shed that has been finished inside for a possible Workshop. Plus, Location to Harbor Heights Park with Amenities of Public Boat Ramp/ Pavilion/ Civic Center with Basketball Court & Restroom Facilities. Call TODAY! for Your Personal Tour!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,800

Sqft

0.61 ac

Lot size

2

Garage

1987

Year built

One

Levels

$321

Per sqft

Private poolWaterfrontPartially

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2024)$7,660/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,133 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,118
PMI (est., until 20% equity)$217
Property tax — 2024 actual bill$638
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,778Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,778
Interest rate6.00%
Loan term

Estimated payment

$4,133/mo

Principal & interest$3,118
PMI (est., until 20% equity)$217
Property taxes (actual bill)$638
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $578K
$318KedgeAI estimate $501,126 · range $331K$441K$601K

vs edgeAI estimate

+15.3%

$/sqft vs HRBR HEIGHTS

$321 vs $234

Days on market

416 vs 59 typical

Where $321/sqft sits among the 26 homes for sale in HRBR HEIGHTS

10
10
0 · this home
3
1
2
$153–213$213–272$272–332$332–391$391–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3456 HIGHLANDS ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33983 — neighborhood snapshot

Population

18,230

Median age

56.6

Median income

$67,705

Median home value

$324,100

Avg household

2.31

Households w/ children

1,552

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

12 of 26

HRBR HEIGHTS have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 697% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $577,777 $172K
Jun 14, 2025Listed at $749,997 · 416 days on market since
1987Built · HRBR HEIGHTS

Reality check

What actually sold near 3456 HIGHLANDS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2308 HARBOUR DRIVESold · Jul ’26

$520,000

2308 HARBOUR DRIVE · same community

3 bd · 2 ba · 1,808 sqft · $288/sqft · 43 DOM

3301 SANTA BARBARA DRIVESold · Apr ’26

$425,000

3301 SANTA BARBARA DRIVE · same community

3 bd · 2 ba · 1,695 sqft · $251/sqft · 264 DOM

2258 BROADPOINT DRIVESold · Dec ’25

$370,000

2258 BROADPOINT DRIVE · same community

3 bd · 2 ba · 1,910 sqft · $194/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 3456 HIGHLANDS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3456 HIGHLANDS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3456 HIGHLANDS ROAD FAQs

What would the monthly payment be for 3456 HIGHLANDS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,133/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3456 HIGHLANDS ROAD?+

The most recent tax bill on record (2024) was $7,660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $577,777, this home is listed about 70% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3456 HIGHLANDS ROAD?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$577,777 runs 697% above the PUNTA GORDA 33983 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

416 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $749,997, now $577,777 — a $172K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 SUNBELT REALTY · Debra Collins. MLS #C7511218.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3456 HIGHLANDS ROAD, PUNTA GORDA, FL — 3 Bed, 2 Bath — $577,777 | CENTURY 21 Edge