CENTURY 21 Edge

2355 PRAGUE LANE, PUNTA GORDA, FL, 33983

Active386 days on marketListed Jul 15, 2025MLS #C7512397

Priced 60% below the PUNTA GORDA 33983 medianReduced $5KPUNTA GORDA ISLES SEC 23

About this home

2355 PRAGUE LANE

This beautiful cleared Future Home Site is located in popular Deep Creek, with city water and sewer available. This corner property, is on a short, non through street, in a multi cul-de-sac area. Which is located towards the southwestern section of Deep Creek. This building lot has a nice greenbelt to the back, with a popular western exposure, for viewing those beautiful sunsets! You will also find Lake Bengal a short walk, a block to the west with green belt access. Lake Bengal a nice size lake in Deep Creek, where you can kayak, canoe, fish, bird watch, just to name a few of the perks! Deep Creek is an upscale community with deed-restrictions, with this lot being just over 2 miles to Deep Creek Golf Club! You will also find a convenience store, banking, restaurants and just 1.5 miles, with other shopping and restaurants within 2 - 3 miles away. Punta Gorda and the Charlotte Harbor area is best known for: excellent fishing, boating and golfing, with pristine gulf beaches close by! PGI 023 0801 0017.

Facts & features

The home at a glance

0.23 ac

Lot size

Park/Greenbelt viewPets allowed

Inside

Outside & construction

ViewPark/Greenbelt
FacesEast

Community & fees

HOA fee$14/mo
Taxes (2024)$697/yr
PetsYes
CommunityDeed Restrictions · Park · Playground

Utilities & systems

UtilitiesElectricity Available · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$421 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$176
FHA mortgage insurance (est.)$13
Property tax — 2024 actual bill$58
HOA fee — from the listing$14
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,047
Interest rate6.00%
Loan term

Estimated payment

$421/mo

Principal & interest$176
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$58
HOA / condo fee$14
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Deep Creek

Map of 2355 PRAGUE LANE inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $29,900 $5K
Jul 15, 2025Listed at $34,900 · 386 days on market since

Reality check

What actually sold near 2355 PRAGUE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25388 PANACHE LANESold · Jan ’26

$285,000

25388 PANACHE LANE · same community

2 bd · 2 ba · 1,190 sqft · $239/sqft · 33 DOM

2260 OBERON LANESold · Jan ’26

$215,000

2260 OBERON LANE · same community

2 bd · 2 ba · 1,452 sqft · $148/sqft · 8 DOM

2436 NUREMBERG BOULEVARDSold · Jan ’26

$189,000

2436 NUREMBERG BOULEVARD · same community

3 bd · 2 ba · 1,526 sqft · $124/sqft · 113 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2355 PRAGUE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2355 PRAGUE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2355 PRAGUE LANE FAQs

What would the monthly payment be for 2355 PRAGUE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $421/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2355 PRAGUE LANE?+

The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2355 PRAGUE LANE?+

The most recent tax bill on record (2024) was $697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2355 PRAGUE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $29,900, this home is listed about 91% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2355 PRAGUE LANE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the PUNTA GORDA 33983 market on paper

$29,900 is 60% below the PUNTA GORDA 33983 median of $75,000.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

386 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $34,900, now $29,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 SUNBELT REALTY · John Sheridan. MLS #C7512397.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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