CENTURY 21 Edge
$319,000$350,0003 bd2 ba2,108 sqft$151 /sqft$2,763 /mo all-in ↓

22 FREEMAN AVENUE, PUNTA GORDA, FL, 33950

Active328 days on marketListed Sep 10, 2025MLS #C7514144

Reduced $31KManufactured HomeWINDMILL VILLAGE

About this home

22 FREEMAN AVENUE

Nestled in the secure, resident-owned, 55+ gated community of Windmill Village in Punta Gorda, this spacious 2012 Jacobson manufactured home offers 2,332 square feet of comfortable living on a desirable corner lot. Partially furnished and move-in ready, this beautifully upgraded home features an open-concept design with drywall construction throughout. The thoughtfully designed layout includes three bedrooms, two bonus rooms, two bathrooms, a spacious living room, dining area, a separate laundry room with washer and dryer, and a family room adjacent to the kitchen. The generous primary bedroom features a large walk-in closet, while one bonus room serves as a perfect "retreat" for a home office or exercise space. An additional full walk-in storage closet is conveniently located across from the laundry room. The modern kitchen is a standout, offering abundant workspace, a center island with breakfast bar, solid wood cabinets, and brand-new top-of-the-line GE Café appliances installed in January 2025. Recent major upgrades include a new roof (2023), Kinetico water system (2022), whole-house HVAC (June 2024), mini-split system (December 2024), and newly installed lush landscaping and gardens. Enjoy the large all-season sunroom with impact-resistant windows, double-paned windows throughout, and storm shutters for added peace of mind. Additional features include a 19x11 storage shed with a garage door, two covered parking spaces, and extra parking in the garage. The low monthly HOA fee covers water, sewer, trash removal, lawn maintenance, and common area upkeep, ensuring a true hassle-free lifestyle. Windmill Village offers a vibrant active adult lifestyle with two private marinas, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center with numerous hobby clubs, and a welcoming pavilion beside the heated pool for gatherings and events. Located in Punta Gorda — voted “#1 Best Small Place to Live” by Money Magazine and Forbes — this waterfront community provides the perfect setting for retirement. Note: The purchase price does not include the $18,285 Buy-In Share and Bond, which is fully refundable upon sale. This thoughtfully upgraded and meticulously maintained home is a rare find. Don’t miss your opportunity to own this beautiful property in Windmill Village. Schedule your private showing today and make this your paradise!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,108

Sqft

0.15 ac

Lot size

2012

Year built

One

Levels

$151

Per sqft

Partially55+ community

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Other
HeatingCentral · Other
FurnishedPartially

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorHurricane Shutters

Community & fees

HOA fee$261/mo
Taxes (2024)$3,879/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityCommunity Boat Ramp · Marina · Water Access · Clubhouse · Community Mailbox · Gated Community - No Guard · Golf Carts OK · Pool · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,763 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2024 actual bill$323
HOA fee — from the listing$261
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$2,763/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$323
HOA / condo fee$261
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs WINDMILL VILLAGE

$151 vs $158

Days on market

328 vs 59 typical

Where $151/sqft sits among the 34 homes for sale in WINDMILL VILLAGE

5
2
7
7 · this home
5
8
$97–114$114–132$132–149$149–167$167–184$184+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 22 FREEMAN AVENUE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

13 of 34

WINDMILL VILLAGE have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,000 $31K
Sep 10, 2025Listed at $350,000 · 328 days on market since
2012Built · WINDMILL VILLAGE

Reality check

What actually sold near 22 FREEMAN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

46 ALLIGATOR AVENUESold · Apr ’26

$340,000

46 ALLIGATOR AVENUE · same community

4 bd · 2 ba · 2,077 sqft · $164/sqft · 118 DOM

48 AMSTERDAM AVENUESold · Jul ’26

$315,000

48 AMSTERDAM AVENUE · same community

3 bd · 2 ba · 1,890 sqft · $167/sqft · 67 DOM

40 FREEMAN AVENUESold · Nov ’25

$285,000

40 FREEMAN AVENUE · same community

3 bd · 2 ba · 1,760 sqft · $162/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 22 FREEMAN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 22 FREEMAN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

22 FREEMAN AVENUE FAQs

What would the monthly payment be for 22 FREEMAN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,763/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 22 FREEMAN AVENUE?+

The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 22 FREEMAN AVENUE?+

The most recent tax bill on record (2024) was $3,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 22 FREEMAN AVENUE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $319,000, this home is listed about 6% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 22 FREEMAN AVENUE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$319,000 runs 19% above the PUNTA GORDA 33950 median — but at 2,108 sqft it's also 25% larger than the typical Punta Gorda listing.

02Time on market is leverage

328 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $350,000, now $319,000 — a $31K cut. The full history is in the market section below.

Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7514144.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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