527 SAINT GIRONS COURT, PUNTA GORDA, FL, 33950
Active347 days on marketListed Sep 2, 2025MLS #C7514210
About this home
527 SAINT GIRONS COURT
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in the waterfront community of Burnt Store Isles. Perfectly designed for comfort, style, and Florida living, this residence comes fully furnished and truly turn-key. From the extended driveway to the oversized 2.5-car garage, there’s plenty of room for vehicles, hobbies, or a workshop. Step through the French doors into a bright, open floor plan filled with natural light. The kitchen is a chef’s delight with granite counters, stainless steel appliances, and a breakfast bar. A cozy breakfast nook overlooks the pool, screened lanai, and canal, while a more spacious dining area is ideal for entertaining. The primary suite is thoughtfully placed on its own side of the home for added privacy and includes direct access to the lanai and pool. It features a walk-in closet and en-suite bathroom with dual sinks, a garden tub, and a separate shower. On the opposite side of the home, two guest bedrooms share a full bathroom—the larger guest room also opens to the pool and lanai. The laundry room is well-equipped with built-in cabinets, ample counter space, and a sink for convenience. Outdoor living is at its finest here. The expansive screened lanai provides plenty of space for dining, barbecues, or simply lounging by the sparkling pool. Accordion shutters on the lanai and manual shutters on windows and doors offer extra hurricane protection. Beyond the pool lies a concrete seawall and city-maintained canal, complete with a private dock featuring water, electric, and a 4,000-pound boat lift. From here, enjoy direct boating access to Charlotte Harbor via Alligator Creek. Residents of Burnt Store Isles enjoy optional memberships to the Burnt Store Isles Association and the Burnt Store Isles Boat Club for enhanced social and boating activities. At the heart of the community, Twin Isles Country Club offers golf, tennis, and dining with membership options. The location is also ideal—close to highways, airports, and historic downtown Punta Gorda’s dining, shopping, and entertainment. This home is the perfect blend of luxury, convenience, and waterfront lifestyle—ready for you to move in and start living your Florida dream.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,022
Sqft
0.33 ac
Lot size
2
Garage
1997
Year built
One
Levels
$346
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,617 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,617/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs PUNTA GORDA ISLES SEC 15
$346 vs $318
Days on market
347 vs 63 typical
Where $346/sqft sits among the 18 homes for sale in PUNTA GORDA ISLES SEC 15
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Isles — neighborhood snapshot
Population
2,266
Median age
69
Median income
$91,652
Median home value
$631,300
Avg household
2
Households w/ children
69%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
9 of 18
PUNTA GORDA ISLES SEC 15 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 527 SAINT GIRONS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$693,000
3907 SAN PIETRO COURT · same community
3 bd · 2 ba · 2,024 sqft · $342/sqft · 214 DOM
Sold · Dec ’25$599,000
4032 MALTESE COURT · same community
3 bd · 2.5 ba · 2,085 sqft · $287/sqft · 9 DOM
Sold · Sep ’25$495,000
574 MACEDONIA DRIVE · same community
3 bd · 2 ba · 1,954 sqft · $253/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 527 SAINT GIRONS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 527 SAINT GIRONS COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
527 SAINT GIRONS COURT FAQs
What would the monthly payment be for 527 SAINT GIRONS COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,617/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 527 SAINT GIRONS COURT?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 527 SAINT GIRONS COURT?+
The most recent tax bill on record (2024) was $5,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 527 SAINT GIRONS COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $699,000, this home is listed about 106% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 527 SAINT GIRONS COURT?+
Charlotte High School (high), Sallie Jones Elementary School (elementary), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,000 runs 154% above the PUNTA GORDA 33950 median — but at 2,022 sqft it's also 20% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
347 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Charlotte High School, Sallie Jones Elementary School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $785,000, now $699,000 — a $86K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Yekaterina Zalesova. MLS #C7514210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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