CENTURY 21 Edge
$449,000$499,0003 bd3 ba2,338 sqft$192 /sqft$3,423 /mo all-in ↓

85 VIVANTE BOULEVARD UNIT 8534, PUNTA GORDA, FL, 33950

Active332 days on marketListed Sep 12, 2025MLS #C7514757

Reduced $50KWaterfrontCondominiumBELLA LAGO AT VIVANTE XIX

About this home

85 VIVANTE BOULEVARD UNIT 8534

Virtually Staged. Picturesque water views of the Charlotte Harbor connected with Luxury living in beautiful Bella Lago Vivante, a gated community that offers all the amenities of resort style living. Come see this Beautifully updated condo that offers 2338sf, split floor plan, 3 bedroom, 3 full bathrooms with assigned under building parking with EV power hookup, and a private elevator that takes you directly into the home. With High ceilings, LVP flooring throughout most of the home, fresh paint, granite counters, white cabinets, newer stainless kitchen appliances, newer washer and dryer, this home is stunning! The updated master bathroom has a newly configured floorplan and boasts new cabinets, quartz counters, flooring, a large walk-in shower and water closet. The Master bedroom has 2 walk-in closets, access to the lanai and amazing views of the harbor. The Great room has sliders out to oversized lanai, interior electronic shade screens, and is open to the casual dining and kitchen. The guest side of the home has the 2nd and 3rd bedrooms, 2 full bathrooms, 5 closets in the hallway, laundry room with additional storage, and backdoor access. The 2nd bedroom is attached to the 2nd bathroom and the 3rd bedroom has double door entry. Both bedrooms have walk-in closets. There is a pocket door separating the 3rd bedroom, bathroom and laundry room, allowing for privacy. The air handler has an ultra violet light system. There are hurricane roll downs on the lanai and hurricane impact windows and doors. The association dues were reduced! Come see this gem and fall in love!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,338

Sqft

0 ac

Lot size

1

Garage

2008

Year built

One

Levels

$192

Per sqft

WaterfrontWater viewPartially

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationStilt/On Piling
ViewWater
FacesSouth
ParkingAssigned · Electric Vehicle Charging Station(s) · Ground Level · Under Building
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Shade Shutter(s) · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2023)$5,049/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityBay/Harbor Front · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · No Truck/RV/Motorcycle Parking · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,423 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2023 actual bill$421
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,423/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$421
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$401KedgeAI estimate $488,854 · range $417K$668K$694K

vs edgeAI estimate

−8.2%

$/sqft vs Punta Gorda actives

$192 vs $207

Days on market

332 vs 62 typical

Where $192/sqft sits among the 400 Punta Gorda actives

114
127 · this home
61
51
18
29
$120–173$173–226$226–279$279–332$332–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 85 VIVANTE BOULEVARD UNIT 8534

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

196 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,000 $50K
Sep 12, 2025Listed at $499,000 · 332 days on market since
2008Built · BELLA LAGO AT VIVANTE XIX

Reality check

What actually sold near 85 VIVANTE BOULEVARD UNIT 8534

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2224 VIA VENETO DRIVESold · Oct ’25

$804,000

2224 VIA VENETO DRIVE

3 bd · 2 ba · 2,334 sqft · $344/sqft · 50 DOM

2126 VIA VENETO DRIVESold · Apr ’26

$1,388,000

2126 VIA VENETO DRIVE

4 bd · 3 ba · 2,345 sqft · $592/sqft · 168 DOM

3307 DOMINICA COURTSold · Jun ’26

$1,015,000

3307 DOMINICA COURT

3 bd · 2.5 ba · 2,308 sqft · $440/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 85 VIVANTE BOULEVARD UNIT 8534 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 85 VIVANTE BOULEVARD UNIT 8534 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

85 VIVANTE BOULEVARD UNIT 8534 FAQs

What would the monthly payment be for 85 VIVANTE BOULEVARD UNIT 8534?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,423/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 85 VIVANTE BOULEVARD UNIT 8534?+

The most recent tax bill on record (2023) was $5,049. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 85 VIVANTE BOULEVARD UNIT 8534?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $449,000, this home is listed about 32% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 85 VIVANTE BOULEVARD UNIT 8534?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$449,000 runs 69% above the PUNTA GORDA 33950 median — but at 2,338 sqft it's also 39% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

332 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $499,000, now $449,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Sharon Huck. MLS #C7514757.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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85 VIVANTE BOULEVARD UNIT 8534, PUNTA GORDA, FL — 3 Bed, 3 Bath — $449,000 | CENTURY 21 Edge