98 VIVANTE BOULEVARD UNIT 98412, PUNTA GORDA, FL, 33950
Active314 days on marketListed Oct 1, 2025MLS #C7515091
About this home
98 VIVANTE BOULEVARD UNIT 98412
One or more photo(s) has been virtually staged. Just Reduced and Priced to Sell-this is an Exceptional Opportunity!! Experience RESORT STYLE LIVING IN THE HEART of Punta Gorda Isles! Welcome to Vivante, an exclusive gated community where everyday living feels like a getaway. Surrounded by tranquil waters and meticulously manicured landscaping, this TOP-FLOOR, light-filled, 3-Bedroom, 2-Bath residence offers a rare luxury—TWO PRIVATE GARAGES! WOW!!! Step inside to soaring 10-foot ceilings, a bright open floor plan, hardwood flooring in all bedrooms, a spacious primary suite with spa-inspired bath and generous walk-in closets. New HVAC installed in 2025 with smart thermostat. The kitchen makes a bold statement with dark granite counters, white cabinetry and black appliances, while the lanai frames a captivating view of mangroves, shimmering lakes, and even a glimpse of Charlotte Harbor. From here, savor unforgettable sunsets with cocktails in hand. Perfect as a year-round home or seasonal retreat, this residence offers ample storage and space designed for both relaxation and entertaining. Indulge in the resort-style amenities of Vivante: two sparkling pools, a large outdoor cabana with gas grills, an elegant clubhouse with social spaces, six har-tru tennis courts, walking paths, state of the art fitness center with locker rooms, steam room and sauna plus on-site spa (professional spa services available at an additional fee)!! The association takes care of water, sewer, trash, internet, cable, and all the fabulous amenities Vivante provides. Located close to downtown Punta Gorda and nestled between Naples to the south and Sarasota to the north, this home is more than a condo – it’s a resort experience waiting for you!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,915
Sqft
0.68 ac
Lot size
2
Garage
2007
Year built
One
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,857 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,857/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.3%
$/sqft vs Punta Gorda actives
$131 vs $206
Days on market
314 vs 62 typical
Where $131/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
195 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 98 VIVANTE BOULEVARD UNIT 98412
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$580,000
4001 LA COSTA ISLAND COURT
3 bd · 2 ba · 1,908 sqft · $304/sqft · 177 DOM
Sold · Dec ’25$720,000
2129 CHARLOTTE AMALIE COURT
3 bd · 2 ba · 1,956 sqft · $368/sqft · 74 DOM
Sold · Feb ’26$300,000
1780 DEBORAH DRIVE UNIT 15
3 bd · 2.5 ba · 2,006 sqft · $150/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 98 VIVANTE BOULEVARD UNIT 98412 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 98 VIVANTE BOULEVARD UNIT 98412 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
98 VIVANTE BOULEVARD UNIT 98412 FAQs
What would the monthly payment be for 98 VIVANTE BOULEVARD UNIT 98412?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 98 VIVANTE BOULEVARD UNIT 98412?+
The most recent tax bill on record (2024) was $1,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 98 VIVANTE BOULEVARD UNIT 98412?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $250,000, this home is listed about 26% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 98 VIVANTE BOULEVARD UNIT 98412?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$250,000 is 6% below the PUNTA GORDA 33950 median of $264,999, and at $131/sqft it sits under the Punta Gorda average of $229.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
314 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $350,000, now $250,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Michele Waters Garcia. MLS #C7515091.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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