1 COLONY POINT DRIVE UNIT A5, PUNTA GORDA, FL, 33950
Active297 days on marketListed Oct 13, 2025MLS #C7515137
About this home
1 COLONY POINT DRIVE UNIT A5
Welcome to your retreat in Colony Point, Punta Gorda, Fl. This modern 2/2 condo has everything you need to make yourself at home, whether it's for a month or the whole summer season. The breathtaking views are some of the best SWFL has to offer. You can lie in bed and watch the cars crossing the US 41 bridge, or watch the yachts leave Punta Gorda Isles out to gorgeous Charlotte Harbor. Out from your lanai, you can cast a line, or just enjoy the harbor breezes and natural setting. It doesn't get much better than this ground floor unit, with Community pool, and water access. Condo application and approval is required. Snow bird season January 2027-April is booked, Current date to Dec 31, 2026 is available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,581
Sqft
0.04 ac
Lot size
1972
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$2 vs $208
Days on market
297 vs 59 typical
Where $2/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 COLONY POINT DRIVE UNIT A5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$385,000
1 COLONY POINT DRIVE UNIT 13C · same community
2 bd · 2 ba · 1,581 sqft · $244/sqft · 48 DOM
Sold · Apr ’26$310,000
1 COLONY POINT DRIVE UNIT A19 · same community
2 bd · 2 ba · 1,581 sqft · $196/sqft · 21 DOM
Sold · May ’26$300,000
1 COLONY POINT DRIVE UNIT A8 · same community
2 bd · 2 ba · 1,741 sqft · $172/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 COLONY POINT DRIVE UNIT A5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 COLONY POINT DRIVE UNIT A5 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 COLONY POINT DRIVE UNIT A5 FAQs
What would the monthly payment be for 1 COLONY POINT DRIVE UNIT A5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1 COLONY POINT DRIVE UNIT A5?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,700, this home is listed about 99% below the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.
Which schools are assigned to 1 COLONY POINT DRIVE UNIT A5?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$2,700 is 99% below the PUNTA GORDA 33950 median of $269,000, and at $2/sqft it sits under the Punta Gorda average of $230.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
297 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,000, now $2,700 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of R & R CONSULTING LLC · Ruth Keiling. MLS #C7515137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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