CENTURY 21 Edge
$155,000$164,0002 bd2 ba1,188 sqft$130 /sqft$1,712 /mo all-in ↓

29 AMSTERDAM AVENUE, PUNTA GORDA, FL, 33950

Active317 days on marketListed Sep 25, 2025MLS #C7515327

Priced 42% below the PUNTA GORDA 33950 medianReduced $9KFully furnishedManufactured HomeWINDMILL VILLAGE

About this home

29 AMSTERDAM AVENUE

Discover your ideal retreat in the vibrant 55+ resident-owned community of Windmill Village with this charming 2-bedroom, 2-bathroom Fleetwood manufactured home, offering 1,350 square feet of comfortable living space. The bright open-concept layout features elegant crown molding and drywall construction throughout, paired with a spacious kitchen complete with ample storage, a convenient breakfast bar, and a cozy dinette area ideal for morning coffee. This turn-key furnished home (with just a few exceptions) includes an inviting entry foyer with built-in storage, a generous primary bedroom with dual closets, and a versatile second bedroom featuring a Murphy bed for guests. A bonus room, passively cooled and under air, provides extra flexibility. The home is filled with natural light from numerous windows and includes hurricane shutters for added peace of mind. Outside, enjoy beautiful stonework encircling the home, mature landscaping that boosts curb appeal, and plenty of outdoor storage for hobbies and tools. Additional conveniences include a spacious carport (11.5' H x 14.5' W x 70' L) and a generous driveway. Access is enhanced by a unique dual staircase. The low monthly HOA fee covers water, sewer, trash, grass maintenance, common area upkeep, and road maintenance, ensuring a truly hassle-free lifestyle. Windmill Village offers an active adult lifestyle with two private marinas with direct Gulf access, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and numerous hobby clubs. The pavilion by the heated pool is perfect for social gatherings. Located in Punta Gorda — voted “#1 Best Small Place to Live” by Money Magazine and Forbes — this beautifully maintained home is ready for you. **Please note:** The purchase price does not include the $18,285 Buy-In Share and Bond, which is fully refundable upon sale. Don’t miss this wonderful opportunity to own your slice of paradise in Windmill Village. Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,188

Sqft

0.12 ac

Lot size

2005

Year built

One

Levels

$130

Per sqft

Furnished55+ community

Inside

FlooringLinoleum
AppliancesDishwasher · Dryer · Microwave · Other · Range · Washer
InteriorCrown Molding · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorAwning(s)

Community & fees

HOA fee$261/mo
Taxes (2024)$3,716/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityCommunity Boat Ramp · Marina · Buyer Approval Required · Clubhouse · Community Mailbox · Gated Community - No Guard · Golf Carts OK · Pool · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,712 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$912
FHA mortgage insurance (est.)$69
Property tax — 2024 actual bill$310
HOA fee — from the listing$261
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,425
Interest rate6.00%
Loan term

Estimated payment

$1,712/mo

Principal & interest$912
FHA mortgage insurance (est.)$69
Property taxes (actual bill)$310
HOA / condo fee$261
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $155K
$149KedgeAI estimate $170,848 · range $156K$187K$194K

vs edgeAI estimate

−9.3%

$/sqft vs WINDMILL VILLAGE

$130 vs $158

Days on market

317 vs 61 typical

Where $130/sqft sits among the 34 homes for sale in WINDMILL VILLAGE

5
1 · this home
7
8
5
8
$97–114$114–132$132–149$149–167$167–184$184+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 29 AMSTERDAM AVENUE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

13 of 34

WINDMILL VILLAGE have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $155,000 $9K
Sep 25, 2025Listed at $164,000 · 317 days on market since
2005Built · WINDMILL VILLAGE

Reality check

What actually sold near 29 AMSTERDAM AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 EMDEN CIRCLESold · Feb ’26

$235,000

5 EMDEN CIRCLE · same community

2 bd · 2 ba · 1,188 sqft · $198/sqft · 60 DOM

16 ALLIGATOR AVENUESold · Oct ’25

$175,000

16 ALLIGATOR AVENUE · same community

2 bd · 2 ba · 1,193 sqft · $147/sqft · 4 DOM

55 ROTTERDAM DRIVESold · Oct ’25

$290,000

55 ROTTERDAM DRIVE · same community

2 bd · 2 ba · 1,170 sqft · $248/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 29 AMSTERDAM AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 29 AMSTERDAM AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

29 AMSTERDAM AVENUE FAQs

What would the monthly payment be for 29 AMSTERDAM AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,712/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 29 AMSTERDAM AVENUE?+

The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 29 AMSTERDAM AVENUE?+

The most recent tax bill on record (2024) was $3,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 29 AMSTERDAM AVENUE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $155,000, this home is listed about 54% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 29 AMSTERDAM AVENUE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PUNTA GORDA 33950 market on paper

$155,000 is 42% below the PUNTA GORDA 33950 median of $265,000, and at $130/sqft it sits under the Punta Gorda average of $229.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

317 days on market against a Punta Gorda median of 61 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $164,000, now $155,000 — a $9K cut. The full history is in the market section below.

Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7515327.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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