4000 BAL HARBOR BOULEVARD UNIT 214, PUNTA GORDA, FL, 33950
Active312 days on marketListed Sep 30, 2025MLS #C7515549
About this home
4000 BAL HARBOR BOULEVARD UNIT 214
If you are looking for a TURNKEY FULLY FURNISHED, GROUND FLOOR condo residence located in a friendly and well established community, then Spinnaker Point is just what you have been seeking. RECENTLY PAINTED INSIDE WITH NEUTRAL COLORS. A wonderful community nestled in beautiful Punta Gorda Isles, surrounded by a network of City maintained canals and concrete seawalls leading to Charlotte Harbor and the Gulf, where you can enjoy our beautiful weather, sailing, and fishing. Docks are available for boats up to 30 feet on a first come, first served basis for either your power boat or sailboat. Beautiful canal views from this FIRST FLOOR, recently painted with neutral colors condo that can be your winter retreat or an investment rental unit. The Kitchen is tiled and has GRANITE counter tops and stainless appliances. The kitchen also has decorative back lit crown molding and there is a bistro table that is the perfect spot for enjoying your morning coffee. The recently carpeted dining room and great room combo, overlooks the canal and has access to the lanai through sliding glass doors. The screened in lanai also has a built in closet for storing your bicycles, fishing poles, coolers, beach chairs, etc. Simply walk out your back door and enjoy a brisk walk around the wrap around dock that encompasses the entire complex. The Primary Bedroom Suite has been remodeled with double quartz top sinks, King Size bed, tiled and glass door shower, and has an ample walk in closet. The guest bedroom is equipped with a Murphy bed and the guest bath has a tub and shower combo. A washer and dryer is conveniently located inside the unit. Spinnaker Point has 70 units with low monthly maintenance fees, New Roof, and nearly 1,500 feet of seawall, providing ample space and slips for resident boaters. In addition, a newly updated heated in-ground pool with pool house provides a relaxing area for swimming, and sun bathing. There is also a TENNIS COURT which can also be used as a PICKLE BALL COURT, and BASKETBALL NET. St Andrews, a private golf course is located just across the street, and public courses are just a few minutes drive. Spinnaker Point is located within minutes to famous Fisherman’s Village, Historic downtown Punta Gorda with numerous restaurants, shopping and activities, and major highways and airports. What are you waiting for? Let's do this! Come on now and check out and see this great unit!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,110
Sqft
0 ac
Lot size
1989
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,701 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,701/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.3%
$/sqft vs Punta Gorda actives
$225 vs $207
Days on market
312 vs 61 typical
Where $225/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
195 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4000 BAL HARBOR BOULEVARD UNIT 214
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$200,000
4000 BAL HARBOR BOULEVARD UNIT 126
2 bd · 2 ba · 1,110 sqft · $180/sqft · 38 DOM
Sold · Feb ’26$370,000
5464 RIVER BAY DRIVE
2 bd · 2 ba · 1,152 sqft · $321/sqft · 24 DOM
Sold · Feb ’26$245,000
3920 BAL HARBOR BOULEVARD UNIT B1
2 bd · 2 ba · 1,183 sqft · $207/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4000 BAL HARBOR BOULEVARD UNIT 214 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4000 BAL HARBOR BOULEVARD UNIT 214 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4000 BAL HARBOR BOULEVARD UNIT 214 FAQs
What would the monthly payment be for 4000 BAL HARBOR BOULEVARD UNIT 214?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,701/mo — principal and interest, the actual property-tax bill, the $597/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4000 BAL HARBOR BOULEVARD UNIT 214?+
The association fee works out to $597 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4000 BAL HARBOR BOULEVARD UNIT 214?+
The most recent tax bill on record (2024) was $4,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4000 BAL HARBOR BOULEVARD UNIT 214?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $250,000, this home is listed about 26% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4000 BAL HARBOR BOULEVARD UNIT 214?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$250,000 is 6% below the PUNTA GORDA 33950 median of $264,950, and at $225/sqft it sits under the Punta Gorda average of $229.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $597/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
312 days on market against a Punta Gorda median of 61 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Terry Morrison. MLS #C7515549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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