CENTURY 21 Edge
$384,990$389,9903 bd2 ba1,637 sqft$235 /sqft$2,643 /mo all-in ↓

122 WELLSTONE DRIVE, PALM COAST, FL, 32164

Active295 days on marketListed Oct 14, 2025MLS #C7516245

Reduced $5KNew constructionSingle Family ResidencePALM COAST SECTION 22

Come see it

Upcoming open house

Wed, Aug 5

11:00 AM – 1:00 PM

About this home

122 WELLSTONE DRIVE

READY NOW! MOVE IN READY! The HIGHLAND features three bedrooms, two baths, and an extended 3-car garage. With 9’4” ceiling height throughout, formal dining room and a den/office, this home has a lot to offer! The kitchen boasts of navy blue cabinetry with 42" uppers and quartz counters. Beautifully appointed master bathroom includes his and hers sinks and large walk-in tiled shower. The covered patio overlooking the large yard has plenty of room for outdoor living. Welcome home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,637

Sqft

0.23 ac

Lot size

3

Garage

2025

Year built

One

Levels

$235

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Microwave · Range
InteriorCoffered Ceiling(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorSliding Doors

Community & fees

Taxes (2024)$550/yr

Utilities & systems

UtilitiesSewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,643 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2024 actual bill$46
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$2,643/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$46
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$279KedgeAI estimate $320,811 · range $291K$359K$400K

vs edgeAI estimate

+20%

$/sqft vs Palm Coast actives

$235 vs $222

Days on market

295 vs 52 typical

Where $235/sqft sits among the 400 Palm Coast actives

243 · this home
56
41
23
8
29
$160–241$241–322$322–402$402–483$483–564$564+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Lakes

Map of 122 WELLSTONE DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Pine Lakes — neighborhood snapshot

Population

12,061

Median age

54

Median income

$75,387

Median home value

$315,200

Avg household

2

Households w/ children

868

For the school run

Flagler County School District

MiddleBuddy Taylor Middle School★★★★★
ElementaryRymfire Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$360K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

176 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $384,990 $5K
Oct 14, 2025Listed at $389,990 · 295 days on market since
2025Built · PALM COAST SECTION 22

Reality check

What actually sold near 122 WELLSTONE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12 WESTCHESTER LANESold · Dec ’25

$319,990

12 WESTCHESTER LANE · same community

4 bd · 2 ba · 1,806 sqft · $177/sqft · 305 DOM

102 WAVERLY LANESold · Feb ’26

$316,831

102 WAVERLY LANE

3 bd · 2 ba · 1,632 sqft · $194/sqft · 0 DOM

48 WHEELING LANESold · Jan ’26

$382,500

48 WHEELING LANE

3 bd · 2 ba · 1,626 sqft · $235/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 122 WELLSTONE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 122 WELLSTONE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

122 WELLSTONE DRIVE FAQs

What would the monthly payment be for 122 WELLSTONE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,643/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 122 WELLSTONE DRIVE?+

The most recent tax bill on record (2024) was $550. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $384,990, this home is listed about 4% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 122 WELLSTONE DRIVE?+

Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$384,990 runs 12% above the PALM COAST 32164 median.

02Time on market is leverage

295 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $389,990, now $384,990 — a $5K cut. The full history is in the market section below.

Listing courtesy of HOLIDAY BUILDERS GULF COAST · Trish Lohela. MLS #C7516245.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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122 WELLSTONE DRIVE, PALM COAST, FL — 3 Bed, 2 Bath — $384,990 | CENTURY 21 Edge