CENTURY 21 Edge

452 VALLETTA COURT, PUNTA GORDA, FL, 33950

Active292 days on marketListed Oct 23, 2025MLS #C7516610

WaterfrontPUNTA GORDA ISLES SEC 15

About this home

452 VALLETTA COURT

VACANT, WATERFRONT LOT IN BURNT STORE ISLES - This oversized, waterfront property features 93 ft of seawall and sail access to Charlotte Harbor. Lot is located on a quiet street & is surrounded by beautiful, custom-built homes. Build your dream home here and take advantage of the wide canal view and boating access through the recently widened channel into Alligator Creek. Start enjoying some of the best fishing & boating in SW Florida directly from your backyard. Burnt Store Isles is a deed-restricted, waterfront & golf community w/a voluntary HOA. HOA & resident-only boat club host social events & community activities throughout the year. They are a great way to meet your neighbors & stay connected throughout the year. Enjoy boating from your backyard & golf right around the corner. Twin Isles Country Club is located in the center of the community. Practice your short & long game, brush up on your tennis strokes or simply enjoy the social setting. Burnt Store Marketplace anchors BSI offering a Publix, Home Depot & several other shops & restaurants. Get all our shopping done without leaving the neighborhood! Easy access to US41, I-75 & Burnt Store Rd allow you to reach Ft Myers, Cape Coral & Sarasota effortlessly. Take advantage of the active lifestyle available here in Punta Gorda by enjoying the numerous walking & biking trails as well as the many waterfront parks offering everything from playgrounds to pickleball courts. Claim your spot in paradise.

Facts & features

The home at a glance

0.25 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

HOA fee$4/mo
Taxes (2024)$5,779/yr
PetsYes
CommunityDeed Restrictions · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,918 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property tax — 2024 actual bill$482
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,565
Interest rate6.00%
Loan term

Estimated payment

$2,918/mo

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$482
HOA / condo fee$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Burnt Store Isles

Map of 452 VALLETTA COURT

Get to know Punta Gorda. See the full Punta Gorda guide →

Burnt Store Isles — neighborhood snapshot

Population

2,266

Median age

69

Median income

$91,652

Median home value

$631,300

Avg household

2

Households w/ children

69%

For the school run

Charlotte County School District

HighCharlotte High School★★★★★
ElementarySallie Jones Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 23, 2025Listed at $359,000 · 292 days on market since

Reality check

What actually sold near 452 VALLETTA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

730 ELISA DRIVESold · Jan ’26

$525,000

730 ELISA DRIVE · same community

3 bd · 2 ba · 1,697 sqft · $309/sqft · 1 DOM

3767 TRIPOLI BOULEVARDSold · Mar ’26

$407,500

3767 TRIPOLI BOULEVARD · same community

3 bd · 2 ba · 1,719 sqft · $237/sqft · 96 DOM

716 MONACO DRIVESold · Oct ’25

$373,000

716 MONACO DRIVE · same community

3 bd · 2 ba · 1,740 sqft · $214/sqft · 215 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 452 VALLETTA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 452 VALLETTA COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

452 VALLETTA COURT FAQs

What would the monthly payment be for 452 VALLETTA COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,918/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 452 VALLETTA COURT?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 452 VALLETTA COURT?+

The most recent tax bill on record (2024) was $5,779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 452 VALLETTA COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $359,000, this home is listed about 6% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 452 VALLETTA COURT?+

Charlotte High School (high), Sallie Jones Elementary School (elementary), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$359,000 runs 34% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

292 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Charlotte High School, Sallie Jones Elementary School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7516610.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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