CENTURY 21 Edge
$547,0003 bd2 ba2,200 sqft$249 /sqft$4,940 /mo all-in ↓

1600 W MARION AVENUE UNIT 234, PUNTA GORDA, FL, 33950

Active279 days on marketListed Nov 10, 2025MLS #C7517518

WaterfrontCondominiumCHAMPAGNE ESTATES PH 01 BLDG 0

About this home

1600 W MARION AVENUE UNIT 234

HARBOR FRONT CONDO W/PANORAMIC VIEWS IN PUNTA GORDA ISLES! Live the ultimate waterfront lifestyle in this beautifully updated 3 bed/2 bath condo at Champagne Estates, offering nearly 2,200 sq ft of stylish living space paired with sweeping, unobstructed views of Charlotte Harbor. A dramatic wall of NEW, IMPACT-RESISTANT, FLOOR-TO-CEILING windows stretches across the back wall, framing spectacular sunsets and endless harbor activity. ALL NEW WOOD-LOOK LUXURY VINYL PLANK FLOORING found throughout the main living areas & guest bedrooms. Tile in master bedroom, bathrooms & laundry room. Architectural details include screened front lanai leading to double door entry, inviting foyer, game room/formal dining area, crown molding, a gourmet kitchen, large bedrooms & lots of closet storage. The main living area is divided into the living/great room area & a game room (or formal dining area) w/room for a full-sized pool table. Great room has a decorative fireplace. The kitchen boasts granite counters w/breakfast bar, custom cabinets, stainless steel appliances & under cabinet lighting. The master retreat has French doors that open to the harbor view, an oversized walk-in closet & spa-like master bath w/dual sinks and an oversized, glass-enclosed, walk-in shower w/double shower heads. The two guest rooms have plenty of storage space w/one of them offering a corner storage bench. Interior laundry room has Whirlpool Duet HE washer & dryer on pedestals plus a utility sink and wall-mounted ironing board. Picture yourself overlooking the harbor & enjoying the boats and aquatic activity that happen below. Unit has hurricane protection w/impact-resistant windows & roll-down shutter on front lanai. Condo association is pet friendly. Condo amenities include one, assigned, underbuilding parking space, adjacent storage room, ample guest parking, elevator, stand-alone clubhouse plus an in-ground heated pool & spa. Condo Association is fully funded and always working to improve the complex - swimming pool has just been resurfaced, tiled and equipment is in place to convert to a saltwater pool. The poolside club house was recently renovated as well. Champagne Estates is close to everything. It's walking distance to Fishermen's Village, Isles Yacht Club, the new library, Gilchrist Park & historic downtown Punta Gorda. Miles of sidewalks connects you to numerous parks, nature walks & walking/biking trails throughout the city. Condo complex has new roof. Discover your place in paradise. Make an appointment today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,200

Sqft

0.05 ac

Lot size

1990

Year built

One

Levels

$249

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringLaminate · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane · Metal
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingAssigned · Guest · Under Building
ExteriorFrench Doors

Community & fees

HOA fee$1,030/mo
Taxes (2023)$3,460/yr
PetsNumber Limit, Size Limit, Yes
CommunityBay/Harbor Front · Waterfront · Clubhouse · Deed Restrictions · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,940 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,220
FHA mortgage insurance (est.)$242
Property tax — 2023 actual bill$288
Condo fee — from the listing$1,030
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,145Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,145
Interest rate6.00%
Loan term

Estimated payment

$4,940/mo

Principal & interest$3,220
FHA mortgage insurance (est.)$242
Property taxes (actual bill)$288
HOA / condo fee$1,030
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $547K
$402KedgeAI estimate $437,984 · range $419K$485K$569K

vs edgeAI estimate

+24.9%

$/sqft vs Punta Gorda actives

$249 vs $206

Days on market

279 vs 63 typical

Where $249/sqft sits among the 400 Punta Gorda actives

98
130
68 · this home
54
20
30
$115–168$168–221$221–273$273–326$326–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 1600 W MARION AVENUE UNIT 234

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

203 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Nov 10, 2025Listed at $547,000 · 279 days on market since
1990Built · CHAMPAGNE ESTATES PH 01 BLDG 0

Reality check

What actually sold near 1600 W MARION AVENUE UNIT 234

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2505 RIO TIBER DRIVESold · Sep ’25

$695,000

2505 RIO TIBER DRIVE

3 bd · 2 ba · 2,241 sqft · $310/sqft · 447 DOM

2737 SAINT THOMAS DRIVESold · May ’26

$725,000

2737 SAINT THOMAS DRIVE

3 bd · 2 ba · 2,284 sqft · $317/sqft · 103 DOM

3307 DOMINICA COURTSold · Jun ’26

$1,015,000

3307 DOMINICA COURT

3 bd · 2.5 ba · 2,308 sqft · $440/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1600 W MARION AVENUE UNIT 234 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1600 W MARION AVENUE UNIT 234 — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1600 W MARION AVENUE UNIT 234 FAQs

What would the monthly payment be for 1600 W MARION AVENUE UNIT 234?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,940/mo — principal and interest, the actual property-tax bill, the $1,030/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1600 W MARION AVENUE UNIT 234?+

The association fee works out to $1,030 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1600 W MARION AVENUE UNIT 234?+

The most recent tax bill on record (2023) was $3,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1600 W MARION AVENUE UNIT 234?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $547,000, this home is listed about 59% above the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1600 W MARION AVENUE UNIT 234?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$547,000 runs 100% above the PUNTA GORDA 33950 median — but at 2,200 sqft it's also 31% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,030/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

279 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7517518.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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