44259 SADDLEWOOD COURT, PUNTA GORDA, FL, 33982
Pending268 days on marketListed Nov 18, 2025MLS #C7517860
About this home
44259 SADDLEWOOD COURT
SHORT SALE APPROVED! HIGHLY MOTIVATED SELLER! Will entertain all reasonable offers! Discover the epitome of Florida living at 44259 Saddlewood Court, nestled within the desirable Crescent Lakes neighborhood of Babcock Ranch. This stunning home offers a perfect blend of modern design, comfortable living spaces, and resort-style amenities. Step inside to be greeted by a bright and open floor plan, perfect for entertaining and everyday living. The spacious living area flows seamlessly into the gourmet kitchen, featuring stainless steel appliances, granite countertops, and a large island ideal for casual dining. The master suite is a true retreat, complete with a luxurious ensuite bathroom and a generous walk-in closet. Three additional bedrooms provide ample space for family or guests. Enjoy the Florida sunshine year-round in your private outdoor oasis. The screened lanai offers a relaxing space for al fresco dining or simply enjoying the tranquil surroundings. As a resident of Crescent Lakes, you'll have access to a wealth of exceptional amenities, including a resort-style pool, pickleball court, and basketball court. Babcock Ranch is a master-planned community renowned for its commitment to sustainability and healthy living. Residents enjoy miles of nature trails, a vibrant downtown with shops and restaurants, a variety of community events and activities, and access to top-rated schools. Key Features include 4 bedrooms, 2 bathrooms, an open floor plan, modern kitchen with stainless steel appliances and granite countertops, screened lanai, 2-car garage, and the windows come with hurricane shutters. This home is located in the desirable Crescent Lakes neighborhood of Babcock Ranch, close to Founder's Square and all community amenities with easy access to major highways. Don't miss this opportunity to own a piece of paradise in one of Florida's most sought-after communities!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,708
Sqft
0.12 ac
Lot size
2
Garage
2023
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,043 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,043/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$177 vs $204
Days on market
268 vs 63 typical
Where $177/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Crescent Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,800/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Crescent Lakes
Crescent Lakes is a short-term-rental community. See the full guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 44259 SADDLEWOOD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$354,206
44404 FRONTIER DRIVE · same community
4 bd · 2 ba · 1,908 sqft · $186/sqft · 89 DOM
Sold · Sep ’25$330,000
44239 FRONTIER DRIVE
4 bd · 2 ba · 1,708 sqft · $193/sqft · 109 DOM
Sold · Jan ’26$314,995
44469 DIAMOND TRAIL
4 bd · 2 ba · 1,687 sqft · $187/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 44259 SADDLEWOOD COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44259 SADDLEWOOD COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44259 SADDLEWOOD COURT FAQs
What would the monthly payment be for 44259 SADDLEWOOD COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,043/mo — principal and interest, the actual property-tax bill, the $358/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 44259 SADDLEWOOD COURT?+
The association fee works out to $358 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 44259 SADDLEWOOD COURT?+
The most recent tax bill on record (2024) was $7,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 44259 SADDLEWOOD COURT be rented short-term?+
Yes — this home sits inside Crescent Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 44259 SADDLEWOOD COURT?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $302,000, this home is listed about 11% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 44259 SADDLEWOOD COURT?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$302,000 runs 138% above the PUNTA GORDA 33982 median.
02Zoned for nightly rentals
Crescent Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
268 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $355,000, now $302,000 — a $53K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · John Garuti. MLS #C7517860.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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