2 EMDEN CIRCLE, PUNTA GORDA, FL, 33950
Active245 days on marketListed Nov 21, 2025MLS #C7518058
About this home
2 EMDEN CIRCLE
Beautiful Turnkey Furnished Seasonal Rental in a Premier 55+ Waterfront Community. Variable monthly rates for the season- $4,000 for 1 month, $3,800 for 2 months and $3,500 for 3 months or more. Discover the perfect seasonal escape in this beautifully appointed 2-bedroom, 2-bath home with a 2-car garage, offered turnkey furnished for your comfort and convenience. Located in one of Punta Gorda’s most vibrant 55+ active lifestyle communities, this residence places you at the heart of exceptional amenities and endless recreation. This welcoming community features two private marinas, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, and a large community center hosting a wide variety of clubs and activities to match your interests. The new Pavilion, located beside the heated pool, is a wonderful place to gather with friends and neighbors. Golf-cart–friendly streets make it easy and enjoyable to explore the community’s amenities. Just minutes away, you’ll find everything Punta Gorda is known for—St. Andrews South Golf Club, the Isles Yacht Club, fishing and boating clubs, tennis and pickleball venues, farmers markets, top-rated restaurants, and the beautiful downtown waterfront district. Grocery stores and daily conveniences are also just a short drive away, ensuring a stress-free stay. Whether you're seeking relaxation, adventure, or a mix of both, this home offers the ideal seasonal retreat in a community designed for active living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,776
Sqft
0.13 ac
Lot size
2
Garage
2009
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$2 vs $208
Days on market
245 vs 59 typical
Where $2/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 EMDEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$555,000
708 MACEDONIA DRIVE
3 bd · 2 ba · 1,779 sqft · $312/sqft · 32 DOM
Sold · Oct ’25$373,000
716 MONACO DRIVE
3 bd · 2 ba · 1,740 sqft · $214/sqft · 215 DOM
Sold · Jan ’26$525,000
730 ELISA DRIVE
3 bd · 2 ba · 1,697 sqft · $309/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2 EMDEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 EMDEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2 EMDEN CIRCLE FAQs
What would the monthly payment be for 2 EMDEN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2 EMDEN CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $3,500, this home is listed about 99% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2 EMDEN CIRCLE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$3,500 is 99% below the PUNTA GORDA 33950 median of $271,985, and at $2/sqft it sits under the Punta Gorda average of $233.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
245 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Sanjeev Ramachandran. MLS #C7518058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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