CENTURY 21 Edge
$199,000$220,000$1,550 /mo all-in ↓

2460 NW GARVIN AVENUE, ARCADIA, FL, 34266

Active260 days on marketListed Nov 24, 2025MLS #C7518208

Priced 33% below the ARCADIA 34266 medianReduced $21KGENES LITTLE ACRES

About this home

2460 NW GARVIN AVENUE

FENCED 5.05 ACRES FOR SALE, WEST OF ARCADIA, OFF STATE ROAD 70. CLEARED, PASTURE, GRASS LAND, PUMP HOUSE WITH WORKSHOP AREA, WELL, HAS ELECTRIC, SEPTIC TANKS, 12X28 STORAGE BUILDING. LAND IS CLEARED AND PREPARED FOR YOUR NEW HOME. ZONED FOR HORSES AND OTHER GRAZING ANIMALS. ZONING ALLOWS FOR MANUFACTURER HOMES. PROPERTY LINE HAS TREES, MAKING THIS A VERY PRIVATE PIECE OF LAND. WOODS ON THE EAST SIDE OF THE PROPERTY. THERE IS A 50 AMP RV PLUG SERVICE. SEVERAL CONCRETE SLABS ON THE PROPERTY FROM WHERE THERE WERE MANUFACTURER HOMES OR HOUSE PREVIOUSLY ON THE PROPERTY, COULD HAVE BEEN SLABS FOR PORCHES OR PARKING AREAS.

Facts & features

The home at a glance

5.05 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$1,564/yr
PetsYes

Utilities & systems

UtilitiesWater Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,550 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$130
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$1,550/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$130
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Arcadia

Map of 2460 NW GARVIN AVENUE

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryWest Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$260K$259K

Arcadia median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,000 $21K
Nov 24, 2025Listed at $220,000 · 260 days on market since

Reality check

What actually sold near 2460 NW GARVIN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2349 NW GENES LITTLE ACRES AVENUESold · May ’26

$225,000

2349 NW GENES LITTLE ACRES AVENUE · same community

1 bd · 1.5 ba · 576 sqft · $391/sqft · 39 DOM

2451 NW GARVIN AVENUESold · Feb ’26

$230,000

2451 NW GARVIN AVENUE · same community

3 bd · 1 ba · 1,056 sqft · $218/sqft · 7 DOM

2593 NW GENES LITTLE ACRES AVENUESold · Feb ’26

$425,000

2593 NW GENES LITTLE ACRES AVENUE · same community

1 bd · 2 ba · 3,600 sqft · $118/sqft · 177 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2460 NW GARVIN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2460 NW GARVIN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2460 NW GARVIN AVENUE FAQs

What would the monthly payment be for 2460 NW GARVIN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,550/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2460 NW GARVIN AVENUE?+

The most recent tax bill on record (2025) was $1,564. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2460 NW GARVIN AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Arcadia?+

At $199,000, this home is listed about 45% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2460 NW GARVIN AVENUE?+

West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ARCADIA 34266 market on paper

$199,000 is 33% below the ARCADIA 34266 median of $299,000.

02Time on market is leverage

260 days on market against a Arcadia median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $220,000, now $199,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of KATHEY L GAMIOTEA REAL ESTATE · Kathey Gamiotea. MLS #C7518208.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2460 NW GARVIN AVENUE, ARCADIA, FL — $199,000 | CENTURY 21 Edge