2297 HARBOUR DRIVE, PUNTA GORDA, FL, 33983
Active242 days on marketListed Dec 3, 2025MLS #C7518451
About this home
2297 HARBOUR DRIVE
PRICE ADJUSTMENT!! UPDATED/UPGRADED 4 BEDROOM, 3 BATHROOM, POOL HOME ON 1.15 ACRES LOCATED ACROSS THE STREET FROM WATERFRONT PROPERTIES IN A DESIRABLE AREA OF HARBOUR HEIGHTS. The property includes the original home and 2 additional buildable home sites that can easily be subdivided for future development. Many options are available for the property that include construction of additional residences, guest homes, vehicle storage, boat and recreational vehicle storage, and outbuildings. Approximately half of the property is enclosed with fencing that make it ideal for large and multiple pets. Updated/upgraded features include flood barrier protection in 2025, exterior paint in 2025, interior drywall and paint in 2024, interior doors in 2024, tile flooring in the living room and dining room in 2024, vinyl plank flooring in all bedrooms in 2024, replacement windows in 2024, new vanities and tile flooring in 2 bathrooms in 2023, roll down hurricane protection on the lanai in 2023 and new roof in 2022. The boat ramp in Harbour Heights Park is at the end of Harbour Drive, only minutes from the property for convenient water access to the Peace River and Charlotte Harbor. The property is located approximately 2 miles from Interstate 75.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,564
Sqft
1.15 ac
Lot size
2
Garage
1980
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,762 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,762/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs HRBR HEIGHTS
$232 vs $236
Days on market
242 vs 59 typical
Where $232/sqft sits among the 26 homes for sale in HRBR HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
12 of 26
HRBR HEIGHTS have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 693% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2297 HARBOUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$400,000
2341 TALBROOK TERRACE · same community
4 bd · 3 ba · 2,554 sqft · $157/sqft · 76 DOM
Sold · Jul ’26$800,000
3766 PEACE RIVER DRIVE · same community
4 bd · 2 ba · 2,552 sqft · $313/sqft · 104 DOM
Sold · Apr ’26$600,000
27300 SAN CARLOS DRIVE · same community
4 bd · 3 ba · 2,596 sqft · $231/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2297 HARBOUR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2297 HARBOUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2297 HARBOUR DRIVE FAQs
What would the monthly payment be for 2297 HARBOUR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,762/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2297 HARBOUR DRIVE?+
The most recent tax bill on record (2025) was $2,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $595,000, this home is listed about 73% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2297 HARBOUR DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$595,000 runs 693% above the PUNTA GORDA 33983 median — but at 2,564 sqft it's also 49% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
242 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $739,000, now $595,000 — a $144K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUN REALTY · Jeffrey Russell. MLS #C7518451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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