5125 MELBOURNE STREET UNIT E-305, PUNTA GORDA, FL, 33980
Active245 days on marketListed Dec 6, 2025MLS #C7518757
About this home
5125 MELBOURNE STREET UNIT E-305
Dates Available: Amazing Off-Season only $1600.00 available from now until September 27th 2026 (First Come First Serve for these dates) October 2026 - December 27, 2026 is $2800.00/mo x 3 months. January - March 2027 is $3200.00/month This spacious split 3-bedroom, 2.5-bath condo is located on the top floor (elevator) and it is directly across from Charlotte Harbor. The lanai is overlooking the pool and mini golf course in a secure gated community. The primary bedroom features a beautiful four-poster king bed and is split from the other two bedrooms. The second bedroom features a queen bed for two, and the third bedroom offers two twins that can be placed together for another king bed with an adjoining bathroom. We can also provide cots with plenty of notice for any additional overnight guests. This beautiful turnkey residence offers the perfect vacation for a reasonable price. The beauty in the tropical landscape and lighting in the evening will knock those northern socks off, just in time to exchange for flip flops! Imagine unwinding in this peaceful haven, swimming daily, walking the bridge, taking the fishing rod out, and fishing daily just steps away from Charlotte Harbor with world-class fishing. Spinning Fishing Reels are available to rent as well. This condominium offers amenities to help keep fit by swimming on site with this resort-style heated pool and spa. The association offers weekly exercise classes ie daily water aerobics, chair yoga, a Fitness Center, a Pool Table, men’s and wome's club breakfasts or luncheons, or watch your favorite teams in the clubhouse and party on with your new friends or just kick back ready to enjoy another picture-perfect sunset. Directly across from Charlotte Harbor, launch a kayak, go swimming, or you may fish at the little park with the sandy beach, at Hickory Bluff Pioneers Park. 5 minutes to downtown Punta Gorda, 10 minutes to Port Charlotte Beach, 45 minutes to Englewood Beach, 15 Minutes to the Charlotte Sports Park to see the Tampa Rays. Steps away from the new Sunseeker Resort for additional dining options, and walking or fishing on the bridge. Lots to do! Come on!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,956
Sqft
1.52 ac
Lot size
1
Garage
2005
Year built
Three Or More
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$1 vs $207
Days on market
245 vs 61 typical
Where $1/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwalk District
Get to know Punta Gorda. See the full Punta Gorda guide →
Riverwalk District — neighborhood snapshot
Population
257
Median age
66
Median income
$35,129
Median home value
$197,306
Avg household
2
Households w/ children
8%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
195 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5125 MELBOURNE STREET UNIT E-305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$569,500
200 HARBOR WALK DRIVE UNIT 253
3 bd · 2 ba · 2,018 sqft · $282/sqft · 38 DOM
Sold · Mar ’26$230,000
5127 MELBOURNE STREET UNIT F301
3 bd · 2.5 ba · 1,831 sqft · $126/sqft · 31 DOM
Sold · Mar ’26$275,000
5055 MELBOURNE STREET
3 bd · 2 ba · 1,815 sqft · $152/sqft · 234 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5125 MELBOURNE STREET UNIT E-305 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5125 MELBOURNE STREET UNIT E-305 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5125 MELBOURNE STREET UNIT E-305 FAQs
What would the monthly payment be for 5125 MELBOURNE STREET UNIT E-305?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5125 MELBOURNE STREET UNIT E-305?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,600, this home is listed about 100% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5125 MELBOURNE STREET UNIT E-305?+
Peace River Elementary School (elementary), Charlotte High School (high), Port Charlotte Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33980 market on paper
$1,600 is 99% below the PUNTA GORDA 33980 median of $140,000, and at $1/sqft it sits under the Punta Gorda average of $229.
02Garden & Pool & Water views
The garden and pool and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
245 days on market against a Punta Gorda median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $3,000, now $1,600 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LYNNE FITZPATRICK REALTY SERV · Lynne Fitzpatrick. MLS #C7518757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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