4190 PELICAN POINTE DRIVE, PUNTA GORDA, FL, 33950
Active235 days on marketListed Dec 14, 2025MLS #C7519012
About this home
4190 PELICAN POINTE DRIVE
EXCEPTIONAL SAILBOAT WATERFRONT OPPORTUNITY! FREE APPRAISAL, ZERO UNDERWRITING fee are available via Preferred Lender (for eligible loans), 2/1 and 3/2/1 RATE BUY DOWN PROGRAM is available as well. Reach out for Details! Experience the best of tropical living with this lovely waterfront home on a saltwater canal with direct sailboat access to Charlotte Harbour and the Gulf (8–10 minutes). Located just minutes from historic downtown Punta Gorda, Fishermen’s Village, the Sunseeker Resort, and Punta Gorda Airport, this home combines convenience with endless adventure. This inviting residence features a thoughtful split floor plan, expansive living and family rooms with breathtaking water views, and an abundance of natural light. Enjoy the large Lanai area, a spacious 2.5-car garage 30x26 (perfect for a workshop), and a newly installed aluminum fence for your pets. Additional highlights include dual sinks in the main bathroom, walk-in closets, and a 5,000 boat lift w dock, and new motors.There is plenty of space to install a pool if desired. Recent upgrades provide peace of mind, including: • NEW ROOF (2021) • NEW AC (2022) • Impact-resistant windows at the back of the house • NEW hurricane-proof front door • Freshly painted interiors (Family, Living, and Dining areas) in soothing Floridian hues • Freshly painted exterior (2024) • NEW washer/dryer, fridge, and newer microwave; NEW garage door opener hardware Whether you’re seeking a full-time residence, seasonal retreat, or boater’s paradise, this home offers the perfect combination of waterfront lifestyle, comfort, and convenience. Don’t wait — schedule a visit, fall in love, and start creating your perfect tropical getaway!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,892
Sqft
0.32 ac
Lot size
2
Garage
1998
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,735 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,735/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs Punta Gorda actives
$185 vs $208
Days on market
235 vs 59 typical
Where $185/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4190 PELICAN POINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$395,000
4431 PELICAN POINTE DRIVE · same community
3 bd · 2 ba · 1,920 sqft · $206/sqft · 2 DOM
Sold · Aug ’25$648,000
5028 SAN MASSIMO DRIVE
3 bd · 2 ba · 1,904 sqft · $340/sqft · 158 DOM
Sold · Oct ’25$657,400
525 MADRID BOULEVARD
4 bd · 2 ba · 1,862 sqft · $353/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4190 PELICAN POINTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4190 PELICAN POINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4190 PELICAN POINTE DRIVE FAQs
What would the monthly payment be for 4190 PELICAN POINTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,735/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4190 PELICAN POINTE DRIVE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4190 PELICAN POINTE DRIVE?+
The most recent tax bill on record (2025) was $4,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4190 PELICAN POINTE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $349,650, this home is listed about 2% above the Punta Gorda median of $343,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4190 PELICAN POINTE DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$349,650 runs 30% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
235 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $369,500, now $349,650 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Marina Sozina. MLS #C7519012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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