3177 CLIFFORD STREET, PUNTA GORDA, FL, 33980
Active228 days on marketListed Dec 26, 2025MLS #C7519334
About this home
3177 CLIFFORD STREET
**SHORT TERM/SEASON**3/2 HEATED POOL HOME AVAILABLE NOW WITH A CANAL VIEW** This home is ready for you! Get out of the cold and unpack your suitcase! Featuring 2 master suites and GORGEOUS views!! Enjoy the BEAUTIFUL patio area, perfect for entertaining!! Located close to shopping and restaurants.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,935
Sqft
0.23 ac
Lot size
2
Garage
1991
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 013
$2 vs $210
Days on market
228 vs 62 typical
Where $2/sqft sits among the 19 homes for sale in PORT CHARLOTTE SEC 013
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 19
PORT CHARLOTTE SEC 013 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3177 CLIFFORD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$325,000
23159 ALLEN AVENUE · same community
3 bd · 2 ba · 1,938 sqft · $168/sqft · 31 DOM
Sold · Jan ’26$320,000
22402 WESTCHESTER BOULEVARD · same community
3 bd · 2 ba · 1,942 sqft · $165/sqft · 90 DOM
Sold · Aug ’25$375,000
3262 STEADMAN STREET · same community
3 bd · 2 ba · 1,924 sqft · $195/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3177 CLIFFORD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3177 CLIFFORD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3177 CLIFFORD STREET FAQs
What would the monthly payment be for 3177 CLIFFORD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3177 CLIFFORD STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $4,000, this home is listed about 99% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 3177 CLIFFORD STREET?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33980 market on paper
$4,000 is 97% below the PUNTA GORDA 33980 median of $139,500, and at $2/sqft it sits under the Punta Gorda average of $228.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
228 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PALM REALTY PROPERTY MGMNT · Jenni Kinchelow. MLS #C7519334.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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