149 CRESCENT DRIVE, PUNTA GORDA, FL, 33950
Active215 days on marketListed Dec 30, 2025MLS #C7519483
About this home
149 CRESCENT DRIVE
A Waterfront Sanctuary Where Every Sunrise Feels Like a Promise Discover a seasonal escape where luxury meets the romance of true waterfront living. This totally updated coastal haven offers premium sailboat access, placing you in Charlotte Harbor—and onward to the Gulf of Mexico—in just minutes. Set along 87 feet of shimmering water frontage, the home captures mesmerizing intersecting canal views, creating a backdrop that feels like poetry in motion. A classic 3-bedroom, 2-bath, 2-car garage residence, this retreat has been reimagined with thoughtful upgrades: a designer metal roof, new A/C, tinted double-pane windows, and accordion storm shutters for peace of mind. Inside, the gourmet kitchen shines with new cabinetry, modern appliances, and warm natural light. Both the primary and guest baths have been beautifully updated, and TVs in every room ensure comfort throughout your stay. Step into the screened-in lanai, where tranquil breezes and expansive water views invite you to linger. A 30-foot concrete dock and 10,000 lb boatlift make this a boater’s paradise—your gateway to open water adventures, sunset cruises, and quiet mornings afloat. Located in a quiet, deed-restricted boating community, the home is just moments from historic Downtown Punta Gorda, the Yacht Club, Fishermen’s Village, waterfront parks, dining, entertainment, and year-round community events. The best of Southwest Florida living—and its world-famous Gulf beaches—awaits just a short drive away. A rare offering in a premier location. Don’t miss your chance to experience this extraordinary seasonal retreat. Call today for your private showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,896
Sqft
0.23 ac
Lot size
2
Garage
1969
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 04
$2 vs $374
Days on market
215 vs 59 typical
Where $2/sqft sits among the 13 homes for sale in PUNTA GORDA ISLES SEC 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
6 of 13
PUNTA GORDA ISLES SEC 04 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 149 CRESCENT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$455,000
134 GULFVIEW ROAD · same community
3 bd · 2 ba · 1,898 sqft · $240/sqft · 126 DOM
Sold · Feb ’26$525,000
33 OCEAN DRIVE · same community
3 bd · 2 ba · 1,884 sqft · $279/sqft · 6 DOM
Sold · Feb ’26$500,000
2215 PALM TREE DRIVE · same community
3 bd · 2 ba · 1,914 sqft · $261/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 149 CRESCENT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 149 CRESCENT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
149 CRESCENT DRIVE FAQs
What would the monthly payment be for 149 CRESCENT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 149 CRESCENT DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $4,500, this home is listed about 99% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 149 CRESCENT DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$4,500 is 98% below the PUNTA GORDA 33950 median of $267,250, and at $2/sqft it sits under the Punta Gorda average of $233.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
215 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Sanjeev Ramachandran. MLS #C7519483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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