CENTURY 21 Edge

26184 CUSTER ROAD, PUNTA GORDA, FL, 33955

Active201 days on marketListed Jan 8, 2026MLS #C7519908

Priced 35% below the PUNTA GORDA 33955 medianReduced $14KS P G HEIGHTS 3RD ADD

About this home

26184 CUSTER ROAD

Rare opportunity to own four combined residential lots in Punta Gorda at 26184, 26188, 26192, and 26196 Custer Road. This expansive parcel offers plenty of space to design your dream home, a multi-home compound, or a private estate in a peaceful, established neighborhood. With approximately four lots together, you gain flexibility for home placement, outdoor living areas, and even future expansion possibilities. Located in a quiet, desirable area of Punta Gorda, these lots provide a serene setting while remaining conveniently close to shopping, dining, medical facilities, and everyday essentials. Enjoy easy access to major roadways for commuting throughout Southwest Florida, with world-class beaches, boating, golf courses, and parks just a short drive away. While these are vacant lots, electricity is typically available nearby, and buyers may need to install a well and septic system for water and wastewater. This presents an excellent opportunity to create a completely customized property tailored to your needs. Whether you’re looking to build a full-time residence, seasonal retreat, or an investment property, this combined parcel offers a rare chance to secure a significant piece of Punta Gorda real estate. Don’t miss the opportunity to own these four lots and craft the lifestyle you’ve been dreaming of in sunny Southwest Florida!

Facts & features

The home at a glance

0.37 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesSouth

Community & fees

Taxes (2025)$897/yr
PetsYes

Utilities & systems

UtilitiesSewer Nearby · Water Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$402 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$156
FHA mortgage insurance (est.)$12
Property tax — 2025 actual bill$75
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $928Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $928
Interest rate6.00%
Loan term

Estimated payment

$402/mo

Principal & interest$156
FHA mortgage insurance (est.)$12
Property taxes (actual bill)$75
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 26184 CUSTER ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33955 — neighborhood snapshot

Population

10,503

Median age

64.4

Median income

$76,733

Median home value

$321,500

Avg household

1.98

Households w/ children

623

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $26,500 $14K
Jan 8, 2026Listed at $40,300 · 201 days on market since

Reality check

What actually sold near 26184 CUSTER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

26216 FLOWER ROADSold · Jun ’26

$235,000

26216 FLOWER ROAD · same community

3 bd · 2 ba · 1,228 sqft · $191/sqft · 73 DOM

26262 BROOKS ROADSold · Oct ’25

$265,000

26262 BROOKS ROAD · same community

3 bd · 2 ba · 1,512 sqft · $175/sqft · 19 DOM

11401 2nd Ave, Punta Gorda FL 33955Sold · Sep ’25

$299,999

11401 2nd Ave, Punta Gorda FL 33955

3 bd · 2 ba · 158 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lyra Rae

Your agent

Lyra Rae

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 26184 CUSTER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 26184 CUSTER ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

26184 CUSTER ROAD FAQs

What would the monthly payment be for 26184 CUSTER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $402/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 26184 CUSTER ROAD?+

The most recent tax bill on record (2025) was $897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 26184 CUSTER ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $26,500, this home is listed about 92% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 26184 CUSTER ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PUNTA GORDA 33955 market on paper

$26,500 is 35% below the PUNTA GORDA 33955 median of $41,000.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

201 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $40,300, now $26,500 — a $14K cut. The full history is in the market section below.

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7519908.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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