498 SANTIGUAY STREET, PUNTA GORDA, FL, 33983
Active203 days on marketListed Jan 18, 2026MLS #C7520429
About this home
498 SANTIGUAY STREET
This beautiful New Construction home has 2330 SQ. FT. of heated space, with 4 bedrooms, 2 bathrooms and a 2 Car Garage! The Upgrades Included: Open Floor Plan, Ceramic Plank Tile- Whole House, Pair of exterior French Glass Doors leading to 23' x 8' Covered Lanai, Granite Countertops in Kitchen and Baths, Stainless Steel Appliances (Dishwasher, Range, Microwave), Garbage Disposal, Upgraded Cabinets, Step Ceiling in the Primary Bedroom and Dining Room (90 Degree) a 5 FT. Tiled Shower w/ Tiled walls and floor in Primary Bathroom ILO of Garden Tub, & Irrigation System w/ Bahia Sod. All of our New Homes come with a 1 year/2 year/10 year Warranties. Move in Worry free!~~ Subject to Errors & Omissions ~~
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,335
Sqft
0.25 ac
Lot size
2
Garage
2026
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,751 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,751/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs PUNTA GORDA ISLES SEC 20
$169 vs $183
Days on market
203 vs 62 typical
Where $169/sqft sits among the 41 homes for sale in PUNTA GORDA ISLES SEC 20
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
20 of 41
PUNTA GORDA ISLES SEC 20 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 364% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 498 SANTIGUAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$330,000
27519 PASTO DRIVE · same community
3 bd · 2 ba · 2,339 sqft · $141/sqft · 0 DOM
Sold · Feb ’26$500,000
26176 ARGENTINA DRIVE · same community
3 bd · 2 ba · 2,322 sqft · $215/sqft · 73 DOM
Sold · Jun ’26$400,000
27052 PARATINS DRIVE · same community
3 bd · 2 ba · 2,363 sqft · $169/sqft · 227 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 498 SANTIGUAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 498 SANTIGUAY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
498 SANTIGUAY STREET FAQs
What would the monthly payment be for 498 SANTIGUAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,751/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 498 SANTIGUAY STREET?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 498 SANTIGUAY STREET?+
The most recent tax bill on record (2025) was $956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 498 SANTIGUAY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $394,000, this home is listed about 16% above the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 498 SANTIGUAY STREET?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$394,000 runs 364% above the PUNTA GORDA 33983 median — but at 2,335 sqft it's also 39% larger than the typical Punta Gorda listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
203 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY · Luz Talavera. MLS #C7520429.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 498 SANTIGUAY STREET but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask German to ping you on any price or status change →