3321 SUNSET KEY CIRCLE UNIT 309, PUNTA GORDA, FL, 33955
Active193 days on marketListed Jan 23, 2026MLS #C7520815
About this home
3321 SUNSET KEY CIRCLE UNIT 309
HUGE price reduction! SUNSETS, WATER VIEWS AND EFFORTLESS MARINA LIVING AWAIT in this rare END UNIT residence in Grande Isles. With WESTERN EXPOSURE AND WINDOWS ON THREE SIDES, you'll enjoy loads of natural light and panoramic views with the ever-changing coastal scenery of Charlotte Harbor, the marina main channel, and the connecting canal below. It's the perfect backdrop for watching boaters, wildlife, and a spectrum of colors in the horizon from your private lanai! Offering 2,351 sq ft, this SPACIOUS TURNKEY FURNISHED condo features 3 bedrooms, 3 baths, and a den/office - and two bedrooms have ensuite baths - all in a split floorplan ideal for hosting family and friends. The great room design keeps everyone connected while maximizing the spectacular water views from the living, dining, and kitchen areas. The open kitchen is built for entertaining with expansive stone countertops, newer stainless appliances, warm hardwood cabinetry and a broad breakfast bar. A separate bar with beverage fridge is ready for parties and already plumbed for a future sink. Tile floors flow through the main living spaces, complemented by volume ceilings with crown molding and soft carpet in the bedrooms and den. Relax or dine on the large screened lanai and watch the Harbor come to life. The lanai was upgraded with MOTORIZED HURRICANE SHUTTERS for peace of mind when away. And you’ll NEVER WORRY ABOUT THE AC SYSTEM - the association maintains and replaces it - a rare and valuable perk. Quarterly fees include WATER, SEWER, INTERNET AND CABLE TV. Grande Isles offers true RESORT-STYLE LIVING WITH HUGE HEATED POOL AND SPA, FITNESS CENTER, SAUNA AND STEAM ROOMS, PRIVATE THEATER, GRANDE SALON FOR EVENTS, SECURE PARKING AND PRIVATE AIR-CONDITIONED STORAGE CLOSET. Set within the separate gated Prosperity Point enclave of Burnt Store Marina, enjoy lush walking trails and two additional heated pools. The Marina offers IMMEDIATE DEEP-WATER ACCESS TO CHARLOTTE HARBOR AND BEYOND plus public golf course with dining, waterfront dining along the Marina, tennis and pickleball, Yacht Club, Freedom Boat Club, and miles of scenic walking paths—all within this premier gated community. At this competitive price you can enjoy immediate value in your new home!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,351
Sqft
0 ac
Lot size
1
Garage
2004
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,195 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,195/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$234 vs $207
Days on market
193 vs 59 typical
Where $234/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1258% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3321 SUNSET KEY CIRCLE UNIT 309
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$950,000
3209 SUNSET KEY CIRCLE
3 bd · 3 ba · 2,237 sqft · $425/sqft · 0 DOM
Sold · May ’26$350,000
3250 SOUTHSHORE DRIVE UNIT 52B
3 bd · 2 ba · 2,569 sqft · $136/sqft · 111 DOM
Sold · Aug ’25$300,000
3230 SOUTHSHORE DRIVE UNIT 33A
3 bd · 2 ba · 2,592 sqft · $116/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3321 SUNSET KEY CIRCLE UNIT 309 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3321 SUNSET KEY CIRCLE UNIT 309 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3321 SUNSET KEY CIRCLE UNIT 309 FAQs
What would the monthly payment be for 3321 SUNSET KEY CIRCLE UNIT 309?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,195/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3321 SUNSET KEY CIRCLE UNIT 309?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3321 SUNSET KEY CIRCLE UNIT 309?+
The most recent tax bill on record (2025) was $4,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3321 SUNSET KEY CIRCLE UNIT 309?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $550,000, this home is listed about 62% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3321 SUNSET KEY CIRCLE UNIT 309?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$550,000 runs 1258% above the PUNTA GORDA 33955 median — but at 2,351 sqft it's also 40% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
193 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $699,000, now $550,000 — a $149K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT BURNT STORE · Sandi Stricklin. MLS #C7520815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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