CENTURY 21 Edge

3013 CHAPMAN BOULEVARD, PUNTA GORDA, FL, 33950

Active183 days on marketListed Jan 31, 2026MLS #C7520844

Priced 70% below the PUNTA GORDA 33950 medianReduced $9KWaterfrontCHARLOTTE PARK

About this home

3013 CHAPMAN BOULEVARD

This water front property is the perfect spot to build your dream home! Located in the desirable Charlotte Park community within Punta Gorda, this oversized lot spans more than 10,000 square feet with 90 feet of waterfront, offering boating access to the Gulf of Mexico by way of Charlotte Harbor. The lot is located on a quiet street with 90 feet of frontage providing that extra width for a custom home with an oversized 3 car garage, and west rear facing for the beautiful sunsets southwest Florida is known for. Located near shopping, dining, entertainment, and recreational options, you’ll be just a short drive to several beaches and golf courses. Don’t miss the opportunity to build your custom waterfront home on this oversized, waterfront lot.

Facts & features

The home at a glance

0.25 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesEast

Community & fees

Taxes (2024)$1,489/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Available · Water Available
WaterNone · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$790 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$470
FHA mortgage insurance (est.)$35
Property tax — 2024 actual bill$124
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,797
Interest rate6.00%
Loan term

Estimated payment

$790/mo

Principal & interest$470
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$124
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 3013 CHAPMAN BOULEVARD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $79,900 $9K
Jan 31, 2026Listed at $89,000 · 183 days on market since

Reality check

What actually sold near 3013 CHAPMAN BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3120 Magnolia Way, Punta Gorda FL 33950Sold · Nov ’25

$369,000

3120 Magnolia Way, Punta Gorda FL 33950 · same community

3 bd · 2 ba · 89 DOM

3030 Palm Drive, Punta Gorda FL 33950Sold · Apr ’26

$240,000

3030 Palm Drive, Punta Gorda FL 33950 · same community

2 bd · 2 ba · 176 DOM

2801 POINCIANA COURTSold · Dec ’25

$164,000

2801 POINCIANA COURT · same community

3 bd · 1 ba · 864 sqft · $190/sqft · 234 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3013 CHAPMAN BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3013 CHAPMAN BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3013 CHAPMAN BOULEVARD FAQs

What would the monthly payment be for 3013 CHAPMAN BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $790/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3013 CHAPMAN BOULEVARD?+

The most recent tax bill on record (2024) was $1,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3013 CHAPMAN BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $79,900, this home is listed about 77% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 3013 CHAPMAN BOULEVARD?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PUNTA GORDA 33950 market on paper

$79,900 is 70% below the PUNTA GORDA 33950 median of $267,250.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

183 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $89,000, now $79,900 — a $9K cut. The full history is in the market section below.

Listing courtesy of NEWAGE HOME REALTY · Susan Diasparra. MLS #C7520844.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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