CENTURY 21 Edge
$850,000$1,000,0005 bd3.5 ba3,293 sqft$258 /sqft$5,563 /mo all-in ↓

3712 BALBOA COURT, PUNTA GORDA, FL, 33983

Active187 days on marketListed Feb 5, 2026MLS #C7521480

Reduced $150KWaterfrontPrivate poolSingle Family ResidenceHRBR HEIGHTS

About this home

3712 BALBOA COURT

Beautifully designed residence offering nearly 3,300 square feet of living space, ideally positioned on a corner homesite spanning 4 lots along the serene Peace River, featuring 208 feet of seawall and no flooding. The main residence boasts 3 spacious bedrooms +flex and 2.5 bathrooms, while a private in-law suite features its own bedroom, bathroom, full kitchen, and living area. The property provides an exceptional amount of outdoor space and privacy. Enjoy the firepit with the adjacent property to the right owned by the Regional Water Authority, ensuring it will remain undeveloped and well-maintained for a peaceful natural backdrop. This custom-built home showcases exceptional attention to detail throughout. From the moment you step inside, you're welcomed by stunning waterfront views, thanks to an open-concept design that seamlessly blends indoor and outdoor living. Soaring volume ceilings and expansive windows flood the space with natural light, creating a bright and airy ambiance. A spacious balcony overlooks the pool area and stretches out to the tranquil water beyond. The heart of the home is the thoughtfully designed kitchen, featuring abundant storage, a suite of stainless-steel appliances—including a gas cooktop-a center prep island with seating, granite countertops, and matching tile backsplash. A formal/informal dining space offers flexibility for everyday meals or entertaining. The laundry room is located just off the kitchen and includes a dumbwaiter providing easy access to the garage below. The thoughtfully designed split-bedroom layout offers optimal privacy. The luxurious primary suite features an elegant tray ceiling, and multiple closets, including a generous walk-in. The en-suite bathroom is equally impressive, featuring a relaxing soaking tub, an extended vanity with dual sinks, and a spacious walk-in shower with a sleek frameless glass door. Two additional bedrooms are comfortably sized and share a well-appointed full guest bathroom. Step outside to a brick-paver covered lanai with ceiling fans, fully equipped summer kitchen, and picturesque views of the heated pool and spa. French doors open to a versatile room that can serve as an additional bedroom or private office. The in-law suite offers further flexibility, with the option to remove interior walls between the kitchen, living area, and adjacent room to create a more expansive open layout. This modification also allows for the addition of a closet with existing plumbing and electrical for a stackable washer/dryer. Expanding further could provide access to the end room, significantly increasing usable living space. The garage is air-conditioned and features upgraded lighting. Additional highlights include a separate pool bath, direct access to the in-law suite, and multiple outdoor living areas designed for entertaining. Enjoy breathtaking sunrises and sunsets over the serene 18-acre preserve—an incredible spot to watch manatees and dolphins in their natural habitat. The home also features a metal roof, impact windows with shutters for sliders, stand-alone fireplaces, a spiral staircase connecting outdoor spaces, in-ground LP tank, and two patio areas—one with a firepit and more. The property also includes a dock, offering quick and easy boating access to Fisherman’s Village, Charlotte Harbor, and the Gulf of Mexico. Whether dining waterside at Fisherman’s Village or the luxurious Sunseeker Resort, both are just a short 5–10 minute boat ride away.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,293

Sqft

0.5 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$258

Per sqft

Private poolWaterfrontFireplacePool & Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Dumbwaiter · Eating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewPool · Trees/Woods · Water
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorBalcony · French Doors · Hurricane Shutters · Irrigation System · Lighting · Outdoor Kitchen

Community & fees

Taxes (2024)$5,969/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Phone Available · Propane
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,563 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2024 actual bill$497
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,563/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$497
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$816KedgeAI estimate $1,190,235 · range $1.1M$1.3M$1.3M

vs edgeAI estimate

−28.6%

$/sqft vs HRBR HEIGHTS

$258 vs $234

Days on market

187 vs 62 typical

Where $258/sqft sits among the 25 homes for sale in HRBR HEIGHTS

9
9 · this home
1
3
1
2
$153–213$213–272$272–332$332–391$391–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3712 BALBOA COURT

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33983 — neighborhood snapshot

Population

18,230

Median age

56.6

Median income

$67,705

Median home value

$324,100

Avg household

2.31

Households w/ children

1,552

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

11 of 25

HRBR HEIGHTS have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 963% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $850,000 $150K
Feb 5, 2026Listed at $1,000,000 · 187 days on market since
2006Built · HRBR HEIGHTS

Reality check

What actually sold near 3712 BALBOA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3656 PEACE RIVER DRIVESold · Apr ’26

$900,000

3656 PEACE RIVER DRIVE · same community

4 bd · 3 ba · 2,933 sqft · $307/sqft · 33 DOM

2457 TAMWORTH TERRACESold · Oct ’25

$343,500

2457 TAMWORTH TERRACE · same community

3 bd · 2 ba · 2,638 sqft · $130/sqft · 170 DOM

27300 SAN CARLOS DRIVESold · Apr ’26

$600,000

27300 SAN CARLOS DRIVE · same community

4 bd · 3 ba · 2,596 sqft · $231/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3712 BALBOA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3712 BALBOA COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3712 BALBOA COURT FAQs

What would the monthly payment be for 3712 BALBOA COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,563/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3712 BALBOA COURT?+

The most recent tax bill on record (2024) was $5,969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3712 BALBOA COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $850,000, this home is listed about 151% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 3712 BALBOA COURT?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$850,000 runs 963% above the PUNTA GORDA 33983 median — but at 3,293 sqft it's also nearly twice the size of the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

187 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,000,000, now $850,000 — a $150K cut. The full history is in the market section below.

Listing courtesy of MARINA PARK REALTY LLC · Robbie Sifrit. MLS #C7521480.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 3712 BALBOA COURT but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kevin to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 6:00 PM UTC. The listing information on this page last changed on August 11, 2026 at 6:00 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 6:00 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 6:00 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

3712 BALBOA COURT, PUNTA GORDA, FL — 5 Bed, 3.5 Bath — $850,000 | CENTURY 21 Edge