25364 SAINT HELENA LANE, PUNTA GORDA, FL, 33983
Pending183 days on marketListed Feb 9, 2026MLS #C7521698
About this home
25364 SAINT HELENA LANE
Why wait through the stress, delays, and decisions of new construction when you can move right into a home that feels brand new and furnished with new furnishings? This DMDean–built residence has been barely lived in, meticulously maintained, and occupied only by two adults—never pets—presenting in true near-new condition. All the benefits of a newly built home are already here, without the headaches of building. This exceptional lakefront residence on Lake Zappa (the largest lake in Deep Creek) offers spectacular, unobstructed water views. From the moment you arrive, you’ll notice the superior landscaping, featuring decorative pavers and stone curbing that wraps the entire home, enhancing both curb appeal and overall presentation. A decorative glass double-door entry welcomes you inside. Lightly lived in and meticulously maintained, this beautifully furnished 3-bedroom, 3-bath residence with a 3-car garage offers the perfect blend of comfort, quality, and Florida lifestyle living. Occupied only by two adults and never by pets, the home presents in near-new condition and reflects pride of ownership throughout. Hurricane-impact windows, plantation shutters, plank tile flooring, and softly rounded drywall corners complement a neutral, designer-inspired color palette. Volume and tray ceilings, upgraded lighting, and recessed fixtures enhance the home’s bright and open feel. The living room is a true showpiece, highlighted by a dramatic 90-degree corner of pocketing sliders, seamlessly connecting the interior to the pool and tranquil waterfront beyond. A 14-foot tray ceiling adds architectural interest and a sense of grandeur. The expansive open-concept kitchen is designed for both entertaining and everyday living, featuring solid wood cabinetry, granite countertops, and a large center island with prep sink and dishwasher. The adjacent dining area opens effortlessly to the lanai, inviting indoor-outdoor flow. The primary suite offers lanai access, tray ceiling, dual windows framing the bed, and spacious his-and-hers walk-in closets. The spa-inspired bath features a walk-through tile and stone shower with bench, rainfall shower head, dual vanities, and a private water closet. Outdoor living is equally impressive. The full-length lanai—partially covered—overlooks the saltwater pool with vibrant LED lighting and includes a fully equipped outdoor kitchen with Lion Premium Grill, side burner, sink, and mini refrigerator. Professionally designed landscaping, decorative pavers, stone curbing, a lake-fed irrigation system, and a convenient pool shower complete the resort-style setting. With a Generac Guardian 22kW whole-home generator, commercial-grade epoxy garage flooring, and thoughtful upgrades throughout, this home delivers both luxury and peace of mind.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,172
Sqft
0.27 ac
Lot size
3
Garage
2023
Year built
One
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,478 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,478/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs PUNTA GORDA ISLES SEC 23
$311 vs $179
Days on market
183 vs 62 typical
Where $311/sqft sits among the 27 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
14 of 27
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 800% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 25364 SAINT HELENA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,300
26209 MADRAS COURT · same community
4 bd · 2 ba · 2,169 sqft · $173/sqft · 258 DOM
Sold · Jan ’26$465,000
2542 MAURITANIA ROAD · same community
4 bd · 2 ba · 2,202 sqft · $211/sqft · 39 DOM
Sold · Sep ’25$325,000
25371 PALADIN LANE · same community
3 bd · 2 ba · 2,138 sqft · $152/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25364 SAINT HELENA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25364 SAINT HELENA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25364 SAINT HELENA LANE FAQs
What would the monthly payment be for 25364 SAINT HELENA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,478/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25364 SAINT HELENA LANE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25364 SAINT HELENA LANE?+
The most recent tax bill on record (2025) was $4,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25364 SAINT HELENA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $674,990, this home is listed about 99% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 25364 SAINT HELENA LANE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$674,990 runs 800% above the PUNTA GORDA 33983 median — but at 2,172 sqft it's also 29% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
183 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $725,000, now $674,990 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · John Sheridan. MLS #C7521698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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