3701 CARMICHAEL DRIVE, PUNTA GORDA, FL, 33950
Active163 days on marketListed Feb 11, 2026MLS #C7521765
About this home
3701 CARMICHAEL DRIVE
Fantastic 80x120 WATERFRONT lot with QUICK SAILBOAT ACCESS in the highly desirable community of PUNTA GORDA ISLES with wide canals (no less than 100 feet) and some of the best fishing & boating in SW Florida. This lot has an 80 FOOT concrete seawall maintained by the city of Punta Gorda, city water & sewer, and NO HOA. One of the last lots available at this price point with wide waterfront footage and the ideal shape for builders to maximize house footprint. Premium location in the desirable southwest sailboat area(quiet/private, newer upscale homes, no fixed bridges). Just 10-12 minutes by boat to Charlotte Harbor / Gulf of Mexico via the Ponce de Leon Outlet. View of mature palm trees and gorgeous sunset views over the canal thanks to desirable rear exposure. Located near St Andrew's South Golf Course, you can enjoy a round in the morning and head out for dinner by boat. Minutes to Fisherman’s Village and historic downtown Punta Gorda shopping, dining, waterfront parks, fishing piers, walking/biking paths, art galleries, weekend farmers markets, events and more. Easy access to Southwest Florida International Airport and Punta Gorda Airport. Build your Florida dream home with pool in this highly sought-after waterfront and golf community. Own your piece of paradise today!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,018 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,018/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3701 CARMICHAEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$264,500
1519 ATARES DRIVE UNIT 112 · same community
3 bd · 2 ba · 1,618 sqft · $163/sqft · 15 DOM
Sold · Jan ’26$265,000
1605 ATARES DRIVE UNIT 112 · same community
3 bd · 2 ba · 1,622 sqft · $163/sqft · 23 DOM
Sold · Mar ’26$285,000
2059 PADRE ISLAND DRIVE UNIT 3 · same community
3 bd · 2 ba · 1,807 sqft · $158/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3701 CARMICHAEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3701 CARMICHAEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3701 CARMICHAEL DRIVE FAQs
What would the monthly payment be for 3701 CARMICHAEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,018/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3701 CARMICHAEL DRIVE?+
The most recent tax bill on record (2025) was $7,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $355,000, this home is listed about 3% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3701 CARMICHAEL DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$355,000 runs 30% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
163 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Catherine Sanders. MLS #C7521765.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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