
2424 HARBOUR DRIVE, PUNTA GORDA, FL, 33983
Active166 days on marketListed Feb 19, 2026MLS #C7522148
About this home
2424 HARBOUR DRIVE
Modern waterfront luxury with DIRECT BOATING ACCESS a PRIVATE RESORT-STYLE ESTATE in Harbour Heights and ADDITIONAL BUILDABLE RESIDENTIAL LOT for GUEST HOME or GARAGE! Positioned on a rare EXTENDED-DEPTH WATERFRONT HOMESITE providing exceptional privacy and outdoor living space overlooking the Peace River and Whidden Bay, this extensively upgraded custom residence delivers the perfect balance of modern design, structural improvements, and true Florida waterfront living. SAVE THOUSANDS EVERY YEAR WITH THIS HOMES $2500YR TRANSFERABLE FLOOD POLICY! Featuring NEW 2023 HURRICANE-IMPACT SLIDERS AND WINDOWS, NEW METAL ROOF (2026 & 2023), THREE NEW A/C SYSTEMS WITH 3-ZONE CLIMATE CONTROL (2024, 2019 & 2019), SMART THERMOSTATS, and NEW SEPTIC SYSTEM (2025), WHOLE-HOUSE UV WATER SOFTENER, IN-CEILING SPEAKERS (ZONED), and HARDWIRED SECURITY CAMERAS W/ AUDIO offering long-term confidence for waterfront ownership. Inside, the home showcases a thoughtfully designed layout filled with custom details and hidden architectural elements. The living room centers around a CUSTOM FEATURE WALL WITH BUILT-IN FIREPLACE, while a CONCEALED BOOKSHELF ENTRANCE reveals the private stairwell onward to the primary suite, complete w/ MOTION-SENSOR STAIR LIGHTING. The GOURMET KITCHEN was designed for everyday luxury and entertaining, featuring QUARTZ COUNTERTOPS, CUSTOM SOFT-CLOSE CABINETRY, BUILT-IN PANTRY AND BREAD DRAWERS, DEDICATED CUTLERY STORAGE, AUTOMATIC TRASH SYSTEM, and expansive island seating with open flow to living spaces. The PRIMARY SUITE serves as a true retreat, offering elevated views across the Peace River and Whidden Bay, a SPA-STYLE EN-SUITE BATH with double vanity, oversized soaking tub, MULTI-HEAD WALK-IN SHOWER, and a remarkable 15’ x 13’ KRAFTMAID CUSTOM WALK-IN CLOSET and PRIVATE WASHER/DRYER. Modern living continues with a HARDWIRED REOLINK SECURITY SYSTEM WITH AUDIO and IN-CEILING SPEAKERS throughout the living areas, upstairs, and balcony allowing music to be played individually by zone or synchronized throughout the home and outdoor spaces. Enjoy OVER 1,000 SQ FT OF COVERED EXTERIOR LIVING SPACE connecting indoor and outdoor entertaining areas. The HEATED SALTWATER POOL overlooks tropical landscaping, while paver walkways wrap around the home and extend to the waterfront. The backyard is designed as a private coastal retreat featuring a PERGOLA WITH METAL ROOF AND IN-GROUND FIREPIT, ROYAL, COCONUT, CHRISTMAS, AND ALEXANDER PALMS, producing fruit trees including mango, cherry, olive, lime, lemon, and guava, ST. AUGUSTINE CITRABLUE LAWN WITH AUTOMATIC IRRIGATION, and expansive yard space rarely found on waterfront properties. Boating enthusiasts will appreciate the TREX-DECK DOCK SYSTEM with U-SHAPED ACCESS surrounding the COVERED BOAT LIFT, plus a FLOATING DOCK DESIGNED FOR TWO JET SKIS providing effortless access to open water adventures. While the home includes a 1.5-car garage, it is complemented by a DEEP TANDEM TWO-CAR CARPORT W/ EPOXY FLOORING accommodating full-size trucks, additional vehicles, or RV parking offering flexibility rarely available in waterfront homes. Located in peaceful Harbour Heights near the PUBLIC BOAT RAMP, PARK, PLAYGROUND, Punta Gorda, I-75, dining, and Gulf boating beyond. A rare opportunity to own a FULLY UPGRADED, MOVE-IN-READY WATERFRONT ESTATE combining modern innovation, privacy, and resort-style living in one of Southwest Florida’s hidden gems. COME EXPERIENCE THIS WATERFRONT HOME IN PERSON.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
3,401
Sqft
0.67 ac
Lot size
1
Garage
1979
Year built
Two
Levels
$426
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,226 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,226/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HRBR HEIGHTS
$426 vs $234
Days on market
166 vs 59 typical
Where $426/sqft sits among the 26 homes for sale in HRBR HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
13 of 26
HRBR HEIGHTS have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1900% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2424 HARBOUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$900,000
3656 PEACE RIVER DRIVE · same community
4 bd · 3 ba · 2,933 sqft · $307/sqft · 33 DOM
Sold · Apr ’26$600,000
27300 SAN CARLOS DRIVE · same community
4 bd · 3 ba · 2,596 sqft · $231/sqft · 3 DOM
Sold · Apr ’26$400,000
2341 TALBROOK TERRACE · same community
4 bd · 3 ba · 2,554 sqft · $157/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 2424 HARBOUR DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2424 HARBOUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2424 HARBOUR DRIVE FAQs
What would the monthly payment be for 2424 HARBOUR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,226/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2424 HARBOUR DRIVE?+
The most recent tax bill on record (2025) was $8,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2424 HARBOUR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,450,000, this home is listed about 326% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2424 HARBOUR DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,450,000 runs 1900% above the PUNTA GORDA 33983 median — but at 3,401 sqft it's also nearly twice the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
166 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7522148.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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