CENTURY 21 Edge
$580,000$725,000$3,679 /mo all-in ↓

216 TAYLOR STREET, PUNTA GORDA, FL, 33950

Active169 days on marketListed Feb 19, 2026MLS #C7522239

Reduced $145KLT F

About this home

216 TAYLOR STREET

Pre-Construction. To be built. Unveil an extraordinary investment opportunity in the vibrant, ever-expanding heart of downtown Punta Gorda! This brand-new development is the perfect canvas for visionary builders ready to make their mark. Imagine two expansive business spaces on the lower level, each offering approximately 800 sqft of prime commercial real estate. These units are ideal for retail or dining featuring high ceilings, large windows that flood the space with natural light. Ascend to the upper level and discover a stylish 900 sqft loft, boasting a beautifully designed 1-bedroom unit. This modern living space features an open-concept layout with top-of-the-line finishes perfect for a tenant seeking the convenience and charm of downtown living or can serve as an additional office or creative studio space. This development is nestled in a prime downtown location, ensuring unmatched visibility and foot traffic. Punta Gorda is renowned for its vibrant community and rich cultural scene, with an array of shops, restaurants, and attractions just steps away. Picture your investment thriving amidst the buzz of festivals, parades, nightlife, and year-round events that draw both locals and tourists alike. The standout feature of this project is its readiness for immediate action: all plans are completed! This means you can dive right in, launching your business operations or renting out the spaces without the typical delays and uncertainties associated with new developments. This project is tailor-made for the perfect builder who can envision and execute our creative vision. Seize the opportunity to capitalize on downtown Punta Gorda's dynamic growth. Whether you're an investor eager to expand your portfolio, an entrepreneur in search of a strategic location, or someone who recognizes the immense value of downtown Punta Gorda's promising future, this development is a rare and exceptional opportunity. The property is being sold with comprehensive plans in hand, offering a seamless and hassle-free start to your new venture. Don’t miss out on owning a key piece of downtown Punta Gorda’s exciting future. Contact us today for more details!

Facts & features

The home at a glance

0.06 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$2,057/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Phone Available · Public · Sewer Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,679 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,130
PMI (est., until 20% equity)$218
Property tax — 2024 actual bill$171
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,000
Interest rate6.00%
Loan term

Estimated payment

$3,679/mo

Principal & interest$3,130
PMI (est., until 20% equity)$218
Property taxes (actual bill)$171
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Downtown Punta Gorda

Map of 216 TAYLOR STREET inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Downtown Punta Gorda — neighborhood snapshot

Population

266

Median age

62

Median income

$60,897

Median home value

$330,312

Avg household

2

Households w/ children

22%

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 119% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $580,000 $145K
Feb 19, 2026Listed at $725,000 · 169 days on market since

Reality check

What actually sold near 216 TAYLOR STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1335 MINEO DRIVE UNIT CSold · Mar ’26

$105,000

1335 MINEO DRIVE UNIT C

2 bd · 1 ba · 839 sqft · $125/sqft · 116 DOM

1335 MINEO DRIVE UNIT GSold · Mar ’26

$150,000

1335 MINEO DRIVE UNIT G

2 bd · 1 ba · 839 sqft · $179/sqft · 256 DOM

721 POMPANO TERRACESold · Jun ’26

$200,000

721 POMPANO TERRACE

2 bd · 1.5 ba · 936 sqft · $214/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 216 TAYLOR STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 216 TAYLOR STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

216 TAYLOR STREET FAQs

What would the monthly payment be for 216 TAYLOR STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,679/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 216 TAYLOR STREET?+

The most recent tax bill on record (2024) was $2,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $580,000, this home is listed about 70% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 216 TAYLOR STREET?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$580,000 runs 119% above the PUNTA GORDA 33950 median.

02Time on market is leverage

169 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $725,000, now $580,000 — a $145K cut. The full history is in the market section below.

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7522239.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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