1340 ROCK DOVE COURT UNIT 144, PUNTA GORDA, FL, 33950
Pending178 days on marketListed Feb 21, 2026MLS #C7522308
About this home
1340 ROCK DOVE COURT UNIT 144
PRICE DROP!! Luxury Waterfront Living with Deeded Dock – Punta Gorda Isles. Experience refined coastal living in this beautifully appointed waterfront condominium located in the charming and meticulously maintained community of Outlook Cove. This top-floor residence offers a rare combination of elegance, space, and direct boating access—complete with deeded concrete dock (#13) and sailboat water access with no bridges via Buckley Pass to Charlotte Harbor. The thoughtfully designed, spacious floor plan features a luxurious primary suite with stunning water views and direct lanai access. The suite includes dual vanities with granite countertops, a walk-in closet, and a private water closet with separate shower. Luxury vinyl flooring flows throughout the main living areas, enhancing both style and durability. The expansive great room is complemented by an adjacent media room or formal dining space, ideal for entertaining. The gourmet kitchen is a chef’s delight, showcasing wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar, and a center island. Additional highlights include: Two well-appointed guest bedrooms and a full guest bath. Separate utility room with full-size washer and dryer, cabinetry, and storage. Volume 10-foot ceilings and 8-foot raised panel interior doors. Impact-resistant windows and sliding glass doors. Ceiling fans throughout. Enjoy sweeping views of the water, community pool, and private docks from your top-floor vantage point. The building offers elevator access, two reserved under-building parking spaces, and a private 7x7 storage locker. Ideally situated in the heart of Punta Gorda Isles, this residence is just minutes from historic downtown Punta Gorda, waterfront parks, marinas, dining, shopping, I-75, and Punta Gorda Airport.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,813
Sqft
1.06 ac
Lot size
2
Garage
2007
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$1 vs $208
Days on market
178 vs 63 typical
Where $1/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
179 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1340 ROCK DOVE COURT UNIT 144
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$415,000
1428 PINE ISLAND COURT
3 bd · 2 ba · 1,811 sqft · $229/sqft · 42 DOM
Sold · Nov ’25$601,000
3730 TURTLE DOVE BOULEVARD
3 bd · 2 ba · 1,939 sqft · $310/sqft · 3 DOM
Sold · May ’26$267,500
4000 BAL HARBOR BOULEVARD UNIT 127
3 bd · 2 ba · 1,682 sqft · $159/sqft · 261 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1340 ROCK DOVE COURT UNIT 144 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1340 ROCK DOVE COURT UNIT 144 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1340 ROCK DOVE COURT UNIT 144 FAQs
What would the monthly payment be for 1340 ROCK DOVE COURT UNIT 144?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1340 ROCK DOVE COURT UNIT 144?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,850, this home is listed about 99% below the Punta Gorda median of $339,945. The market section on this page shows how the area is trending.
Which schools are assigned to 1340 ROCK DOVE COURT UNIT 144?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$1,850 is 99% below the PUNTA GORDA 33950 median of $267,000, and at $1/sqft it sits under the Punta Gorda average of $231.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
178 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,950, now $1,850 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Sanjeev Ramachandran. MLS #C7522308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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