3074 PERDUE TERRACE, PUNTA GORDA, FL, 33983
Active156 days on marketListed Mar 1, 2026MLS #C7522335
About this home
3074 PERDUE TERRACE
Welcome to this cozy 3 bedroom, 2 bath home that is ready for new owners to love. Peace of mind comes easy with a 2022 roof and a 2022 AC system that has just been serviced. Major improvements continue with all new attic insulation, enhancing comfort and energy efficiency throughout the home. Natural light pours in through the 2022 impact windows along the back of the home, while the front features new 2022 windows and a brand new front door that adds both style and security. This home also comes partially furnished, making your move even easier. The garage is just as impressive with sleek epoxy floors and a built in work table that does not take away from your parking space. The washer and dryer are included for added convenience. The bonus room has been thoughtfully improved with new drywall, insulation, fans, and fresh paint, creating a bright and inviting atmosphere. This flexible space is perfect for a home office, hobby room, media room, or additional living area. Step outside to a backyard that is a true blank canvas for your imagination to run wild. There is plenty of room for a pool, a garden, an outdoor entertaining space, or all of the above. With so many possibilities, you can create the outdoor oasis you have always envisioned. With extensive recent upgrades and thoughtful improvements throughout, this home offers comfort, efficiency, and endless potential. Schedule your private showing today and see all that this exceptional property has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,295
Sqft
0.23 ac
Lot size
2
Garage
1981
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs HRBR HEIGHTS
$190 vs $236
Days on market
156 vs 59 typical
Where $190/sqft sits among the 26 homes for sale in HRBR HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
12 of 26
HRBR HEIGHTS have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 228% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3074 PERDUE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$186,000
3171 SULSTONE DRIVE · same community
3 bd · 2 ba · 1,296 sqft · $144/sqft · 59 DOM
Sold · Apr ’26$220,000
3172 TREVINO TERRACE · same community
3 bd · 2 ba · 1,310 sqft · $168/sqft · 11 DOM
Sold · Oct ’25$440,000
27385 NEAPTIDE DRIVE · same community
3 bd · 2 ba · 1,408 sqft · $313/sqft · 203 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3074 PERDUE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3074 PERDUE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3074 PERDUE TERRACE FAQs
What would the monthly payment be for 3074 PERDUE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,951/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3074 PERDUE TERRACE?+
The most recent tax bill on record (2025) was $2,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $245,900, this home is listed about 28% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3074 PERDUE TERRACE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$245,900 runs 228% above the PUNTA GORDA 33983 median.
02Time on market is leverage
156 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $249,900, now $245,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Kristine Palcic. MLS #C7522335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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