5045 SAN MASSIMO DRIVE, PUNTA GORDA, FL, 33950
Active156 days on marketListed Feb 28, 2026MLS #C7522345
About this home
5045 SAN MASSIMO DRIVE
OVERSIZED SAILBOAT-ACCESS LOT ON WIDE CANAL BASIN IN BURNT STORE ISLES - Take advantage of this exceptional opportunity to build on the water in Burnt Store Isles. Tucked near the end of a quiet cul-de-sac and just moments from Twin Isles Country Club, this oversized lot delivers the space, setting, and view that elevate a custom home from ordinary to unforgettable. Positioned along a wide canal basin, the property offers an impressive long water view and outstanding maneuverability for your boat. An angled concrete dock is already in place allowing you to dock your boat before you can even park your car. Northeast rear exposure brings soft morning light across the basin and cooler afternoons on your future lanai. With 142 feet of road frontage, the generous dimensions allow flexibility in your design—ample room for a spacious footprint and BIG three-car garage. The lot is ready to build, with city water and sewer available. Burnt Store Isles is a deed-restricted waterfront and golf community. OPTIONAL HOA and BSI boat club memberships foster a strong sense of community, offering regular social gatherings and events that make it easy to connect with neighbors and enjoy an active, waterfront lifestyle. Twin Isles Country Club sits in the heart of the community, offering golf, tennis, and dining just minutes from your doorstep. Burnt Store Marketplace anchors the community with Publix, Home Depot, and additional shops and restaurants—making everyday errands convenient. With quick access to US41 and I-75, you’re just minutes from historic downtown Punta Gorda, area waterfront parks, scenic walking and biking trails, and a vibrant mix of local dining, shopping, and year-round community events that include weekly farmers' markets, art fairs and musical festivals. Design the home you’ve always wanted capturing one of the best basin views in Burnt Store Isles. Start building your Florida dream today.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5045 SAN MASSIMO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
730 ELISA DRIVE · same community
3 bd · 2 ba · 1,697 sqft · $309/sqft · 1 DOM
Sold · Aug ’25$440,000
376 PORTOFINO DRIVE · same community
3 bd · 2 ba · 1,710 sqft · $257/sqft · 75 DOM
Sold · Mar ’26$407,500
3767 TRIPOLI BOULEVARD · same community
3 bd · 2 ba · 1,719 sqft · $237/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5045 SAN MASSIMO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5045 SAN MASSIMO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5045 SAN MASSIMO DRIVE FAQs
What would the monthly payment be for 5045 SAN MASSIMO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,185/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5045 SAN MASSIMO DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5045 SAN MASSIMO DRIVE?+
The most recent tax bill on record (2025) was $4,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5045 SAN MASSIMO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $260,000, this home is listed about 24% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5045 SAN MASSIMO DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$260,000 is 3% below the PUNTA GORDA 33950 median of $269,000.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
156 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7522345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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