16309 CAYMAN LANE, PUNTA GORDA, FL, 33955
Active158 days on marketListed Mar 3, 2026MLS #C7522569
About this home
16309 CAYMAN LANE
Pre-Construction. To be built. Pre-Construction opportunity! Pictures of similar, but not identical, existing homes we've built in Burnt Store Lakes. 3 - car model comes with a small additional cost. Due to recent demand, ALL of our completed homes have either been sold. But, have no worries, these Plans are already in permitting and build times have improved a great deal! This 2,147 sf 3+den/3 bath/2 stall garage pool home can be yours! This particular property is larger than a 1/4 acre. Schedule your "DESIGN DAY" with the builder and choose from the many options in their showroom. This open concept floor plan includes an attractive front elevation, high ceilings, 3 bedrooms + den, 3 bathrooms including one with access directly from the pool, and a landscaping plan you can help shape! Looking for a little time to plan the sale of your current home before moving down, well here's your chance! Many standards included in our quote are upgrades with other builders. 10' bedroom ceilings, 12' great room and kitchen ceilings with 13' trays, Impact windows and doors, Custom soft closing dove tail Cabinets, granite or quartz countertops, custom lighting, a seamless metal roof, upgraded appliances, luxury flooring, a Salt water pool with bubblers, and wood shelving just to name a few! Make YOUR choice of interior paint, hardware, faucets, and much more all INCLUDED!! Trust a local builder who's been working with the BSL POA for several years and has completed 12 homes to date. This location has a nice pond behind the home and easy access to Burnt Store rd whether you're going North or South. Buyer responsible to secure construction loan or make arrangements for cash funded build. Minutes from Restaurants, grocery, and next door to Burnt Store Marina where there's a full service boat Marina with access to Charlotte Harbor, restaurants on the water, and a golf course! Burnt Store Lakes has a very low yearly HOA fee which helps maintain a clean well kept community! Kayak launch, community park, etc. Builder has multiple lots to build on and several turnkey floor plans to choose from! Give us a call and let's build your dream home!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,147
Sqft
0.29 ac
Lot size
2
Garage
2026
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,988 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,988/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs PUNTA GORDA ISLES SEC 21
$298 vs $274
Days on market
158 vs 61 typical
Where $298/sqft sits among the 21 homes for sale in PUNTA GORDA ISLES SEC 21
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 21
PUNTA GORDA ISLES SEC 21 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1459% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 16309 CAYMAN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$450,000
24509 SARAGOSSA LANE · same community
4 bd · 3 ba · 2,158 sqft · $209/sqft · 112 DOM
Sold · May ’26$369,000
16506 CAPE HORN BOULEVARD · same community
3 bd · 2.5 ba · 2,113 sqft · $175/sqft · 303 DOM
Sold · Apr ’26$471,390
24060 PEPPERCORN ROAD · same community
4 bd · 3 ba · 2,084 sqft · $226/sqft · 306 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16309 CAYMAN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16309 CAYMAN LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16309 CAYMAN LANE FAQs
What would the monthly payment be for 16309 CAYMAN LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,988/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16309 CAYMAN LANE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16309 CAYMAN LANE?+
The most recent tax bill on record (2025) was $1,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16309 CAYMAN LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $639,000, this home is listed about 88% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16309 CAYMAN LANE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$639,000 runs 1459% above the PUNTA GORDA 33955 median — but at 2,147 sqft it's also 27% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
158 days on market against a Punta Gorda median of 61 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SIGNET REAL ESTATE INC. · Matthew Groff. MLS #C7522569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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