410 E HENRY STREET, PUNTA GORDA, FL, 33950
Active156 days on marketListed Mar 2, 2026MLS #C7522680
About this home
410 E HENRY STREET
Rare opportunities are becoming increasingly difficult to find in Punta Gorda, especially properties that combine nearly three-quarters of an acre, two city lots, modern updates, and an unbeatable in-town location. Welcome to 410 & 420 E Henry Street, where approximately 0.77 acres provide the space, privacy, and flexibility that simply can't be replicated in many of today's neighborhoods. Fully renovated in 2023, this move-in-ready 2-bedroom, 2-bath home offers a thoughtful blend of modern design and everyday functionality. Major improvements include a new roof, reconditioned A/C, new blown-in insulation, new windows and doors, and updated systems throughout, allowing buyers to move in with confidence. Inside, the bright open floor plan features luxury vinyl flooring, a beautifully designed island kitchen with soft-close cabinetry, a dedicated coffee station, and dark stainless Samsung appliances. The spacious primary suite includes generous closet space and a beautifully renovated bathroom accessed through a charming barn door, while both bathrooms showcase contemporary tile finishes and quality craftsmanship. The outdoor living space is where this property truly separates itself. Enjoy evenings beneath the pergola with retractable sunshades, gather around the custom fire pit, cool off in the saltwater stock tank pool with AZEK deck, tend to the herb garden, or simply enjoy the privacy that comes with owning two in-town parcels. A detached shed, 1.5-car garage, two separate driveways, and dedicated RV parking with 30-amp service provide exceptional versatility for hobbies, recreational vehicles, additional parking, or future possibilities. Unlike many properties in the area, this home experienced no damage from Hurricanes Ian, Helene, or Milton, providing an added level of confidence for future owners. With NO HOA, nearly three-quarters of an acre, extensive renovations already completed, and a location just minutes from historic downtown Punta Gorda, Charlotte Harbor, waterfront parks, shopping, dining, boating, and year-round community events, this property offers far more than an updated home. It offers space to grow, room to entertain, and the freedom to enjoy one of Southwest Florida's most desirable lifestyles.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,193
Sqft
0.77 ac
Lot size
1
Garage
2016
Year built
One
Levels
$469
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,966 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,966/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.2%
$/sqft vs PUNTA GORDA
$469 vs $264
Days on market
156 vs 60 typical
Where $469/sqft sits among the 21 homes for sale in PUNTA GORDA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
10 of 21
PUNTA GORDA have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 410 E HENRY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$149,000
756 W MARION AVENUE · same community
3 bd · 2 ba · 1,176 sqft · $127/sqft · 5 DOM
Sold · May ’26$195,000
617 W OLYMPIA AVENUE · same community
2 bd · 2 ba · 1,212 sqft · $161/sqft · 320 DOM
Sold · Dec ’25$180,000
420 W OLYMPIA AVENUE · same community
2 bd · 2 ba · 1,232 sqft · $146/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 410 E HENRY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 410 E HENRY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
410 E HENRY STREET FAQs
What would the monthly payment be for 410 E HENRY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,966/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 410 E HENRY STREET?+
The most recent tax bill on record (2025) was $3,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 410 E HENRY STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $559,900, this home is listed about 63% above the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 410 E HENRY STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,900 runs 108% above the PUNTA GORDA 33950 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
156 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $589,000, now $559,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARBORSIDE REALTY · Daniel O'Connell. MLS #C7522680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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