3220 SOUTHSHORE DRIVE UNIT 23A, PUNTA GORDA, FL, 33955
Active151 days on marketListed Mar 14, 2026MLS #C7523017
About this home
3220 SOUTHSHORE DRIVE UNIT 23A
Experience luxury Florida living at an affordable price in this beautifully remodeled 2-bedroom, 2-bath ground-floor condominium located in the highly sought-after Burnt Store Marina community. The entrance is private and near the garage. Designed with the perfect layout for entertaining, the home features a reconfigured floor plan with a bonus room that serves as a private office or additional sleeping suite, separated with pocket doors for privacy. The updated kitchen includes solid surface countertops, stainless-steel appliances, while the master bath boasts granite counters, travertine tiles, double sinks, and a walk-in shower. Relax in the spacious screened lanai with skylights, brick flooring, and a built-in tile hot tub, overlooking a serene, park-like setting which the owners use frequently with little maintenance, and where you can also enjoy stunning Florida sunsets and views of wildlife in the nearby mangroves. Step directly from the lanai onto beautifully manicured lawns and take advantage of the nearby community pool just steps away. The condominium also includes a one-car garage with space for a golf cart and an enclosed courtyard lanai ideal for barbecues or entertaining. Marina Southshore also provides a beautiful bench area on the point for viewing the sunset. In addition, you can launch Kayaks or just fish to your heart’s content on this privately owned property. Located within the secure, gated Burnt Store Marina and Country Club community—with guard gate and coded access—you’ll enjoy access to 27 holes of golf, tennis, fitness facilities, walking and biking paths, waterfront dining, and Southwest Florida’s largest private marina featuring 525 wet slips, over 200 dry storage slips, fuel dock, boat ramp, and direct access to Charlotte Harbor and the Gulf of America. Whether you love boating, fishing off the pier, golfing, or simply relaxing by the water, this condominium offers it all in Southwest Florida’s best-kept secrets, and with a motivated estate seller, it is an opportunity you will not want to miss.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,547
Sqft
0 ac
Lot size
1
Garage
1980
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,632 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,632/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.2%
$/sqft vs Punta Gorda actives
$223 vs $206
Days on market
151 vs 62 typical
Where $223/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
199 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 741% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3220 SOUTHSHORE DRIVE UNIT 23A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$150,000
3220 SOUTHSHORE DRIVE UNIT 21A
2 bd · 2 ba · 1,547 sqft · $97/sqft · 162 DOM
Sold · Feb ’26$305,000
1520 ISLAMORADA BOULEVARD
2 bd · 2 ba · 1,520 sqft · $201/sqft · 99 DOM
Sold · Feb ’26$225,000
4 PIRATES LANE UNIT 41A
2 bd · 2 ba · 1,516 sqft · $148/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3220 SOUTHSHORE DRIVE UNIT 23A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3220 SOUTHSHORE DRIVE UNIT 23A — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3220 SOUTHSHORE DRIVE UNIT 23A FAQs
What would the monthly payment be for 3220 SOUTHSHORE DRIVE UNIT 23A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,632/mo — principal and interest, the actual property-tax bill, the $131/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3220 SOUTHSHORE DRIVE UNIT 23A?+
The association fee works out to $131 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3220 SOUTHSHORE DRIVE UNIT 23A?+
The most recent tax bill on record (2025) was $1,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3220 SOUTHSHORE DRIVE UNIT 23A?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $345,000, this home is listed about 2% above the Punta Gorda median of $339,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3220 SOUTHSHORE DRIVE UNIT 23A?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$345,000 runs 741% above the PUNTA GORDA 33955 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
151 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Diane Koughan. MLS #C7523017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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