9975 BISHOP CREEK WAY, PUNTA GORDA, FL, 33950
Active148 days on marketListed Mar 13, 2026MLS #C7523200
About this home
9975 BISHOP CREEK WAY
Beautiful Creekside Annual Rental – Punta Gorda Spacious and well-maintained 3-bedroom, 2-bath single-family home located in the desirable Creekside community of Punta Gorda. This home offers approximately 1,899 square feet of living space and was built in 2009 on a 6,239 sq ft lot. Enjoy peaceful lakefront views from the backyard—perfect for relaxing with your morning coffee or evening drink. The home features all tile flooring throughout, making it both stylish and easy to maintain. The kitchen is well-appointed with cherry wood cabinets, granite countertops, stainless steel appliances, and a large island, ideal for cooking and entertaining. The spacious primary suite includes a tray ceiling, soaking tub, and a large walk-in closet. Additional highlights include: 2-car attached garage Open and spacious floor plan Enclosed patio area overlooking the water Laundry room Convenient location close to shopping, parks, and major roads Located just minutes from Punta Gorda Airport, shopping centers, and Charlotte Harbor’s parks and nature preserves, offering both convenience and access to outdoor recreation. Available for annual lease.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,899
Sqft
0.14 ac
Lot size
2
Garage
2009
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CREEKSIDE
$1 vs $184
Days on market
148 vs 61 typical
Where $1/sqft sits among the 8 homes for sale in CREEKSIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,800/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Jones Loop
Creekside is a short-term-rental community. See the full guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
4 of 8
CREEKSIDE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 9975 BISHOP CREEK WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$365,000
1019 NW 36TH ROAD · same community
3 bd · 2 ba · 1,908 sqft · $191/sqft · 7 DOM
Sold · May ’26$242,500
10003 WINDING RIVER RD · same community
2 bd · 2 ba · 1,909 sqft · $127/sqft · 7 DOM
Sold · Mar ’26$310,000
4847 HICKORY STREAM LANE · same community
3 bd · 2 ba · 1,910 sqft · $162/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9975 BISHOP CREEK WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9975 BISHOP CREEK WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9975 BISHOP CREEK WAY FAQs
What would the monthly payment be for 9975 BISHOP CREEK WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 9975 BISHOP CREEK WAY be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 9975 BISHOP CREEK WAY?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,300, this home is listed about 99% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9975 BISHOP CREEK WAY?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$2,300 is 99% below the PUNTA GORDA 33950 median of $265,000, and at $1/sqft it sits under the Punta Gorda average of $229.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
148 days on market against a Punta Gorda median of 61 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $2,500, now $2,300 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT COMPASS REALTY · Donna Holland. MLS #C7523200.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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