2002 BAL HARBOR BOULEVARD UNIT 312, PUNTA GORDA, FL, 33950
Active146 days on marketListed Mar 12, 2026MLS #C7523259
About this home
2002 BAL HARBOR BOULEVARD UNIT 312
You’ll love this FIRST FLOOR CONDO in the beautiful gated community of “Clipper Cove”, located in the heart of Punta Gorda, FL! This inviting residence offers 3 BEDROOMS PLUS AN OFFICE/DEN and a 1-car garage, giving plenty of flexible space for work, hobbies, or guests. The first-floor location adds everyday convenience—no climbing stairs while carrying groceries or shopping bags. The layout feels open, bright, and easy to enjoy, creating a comfortable place to relax and recharge. Clipper Cove is a gated waterfront community with amenities designed for an active Florida lifestyle. Residents enjoy a sparkling community pool and tennis courts just steps from this unit, making it simple to enjoy the outdoors any day of the week. The location also offers easy access to a city-maintained nature preserve with walking and biking trails, perfect for fresh air and peaceful views. The setting blends privacy, recreation, and natural beauty, all within a well-kept neighborhood. Inside the condo, the primary suite offers comfort and privacy. It features its own entrance to the covered and screened lanai, creating a quiet place to enjoy morning coffee or an evening breeze. The ensuite bathroom adds extra convenience and a private retreat feel. The kitchen is designed for both style and function, featuring granite countertops, stainless steel appliances, and a center island that provides extra prep space and room for casual dining. The open design connects easily with the living areas, making the home feel welcoming and bright. Accessibility and thoughtful details add even more value. The home is handicap accessible with wide doorways and no carpet, offering a clean, low-maintenance design throughout. Hard flooring helps keep the space fresh and easy to maintain while creating a modern look that fits many décor styles. Living in Punta Gorda means having access to a wide range of activities and attractions. The area is known for boating, marinas, shopping, tennis courts, golf courses, pickleball, bike trails, a dog park, and excellent restaurants. The city also features its own convenient airport, making travel easy. This property is located close to schools, shopping, and dining, placing everyday essentials just minutes away. A perfect place to call home and this is the perfect condo. Schedule your private tour today and experience the comfort, location, and lifestyle this home offers.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,517
Sqft
0.04 ac
Lot size
1
Garage
2004
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,386 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,386/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.7%
$/sqft vs Punta Gorda actives
$151 vs $208
Days on market
146 vs 60 typical
Where $151/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2002 BAL HARBOR BOULEVARD UNIT 312
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
2002 BAL HARBOR BOULEVARD UNIT 1022 · same community
3 bd · 2 ba · 1,517 sqft · $204/sqft · 35 DOM
Sold · May ’26$220,000
5472 RIVER BAY DRIVE
3 bd · 2 ba · 1,560 sqft · $141/sqft · 31 DOM
Sold · Jun ’26$461,000
3762 WHIPPOORWILL COURT
3 bd · 2 ba · 1,615 sqft · $285/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2002 BAL HARBOR BOULEVARD UNIT 312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2002 BAL HARBOR BOULEVARD UNIT 312 — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2002 BAL HARBOR BOULEVARD UNIT 312 FAQs
What would the monthly payment be for 2002 BAL HARBOR BOULEVARD UNIT 312?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,386/mo — principal and interest, the actual property-tax bill, the $691/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2002 BAL HARBOR BOULEVARD UNIT 312?+
The association fee works out to $691 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2002 BAL HARBOR BOULEVARD UNIT 312?+
The most recent tax bill on record (2025) was $980. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2002 BAL HARBOR BOULEVARD UNIT 312?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $229,700, this home is listed about 33% below the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2002 BAL HARBOR BOULEVARD UNIT 312?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$229,700 is 15% below the PUNTA GORDA 33950 median of $269,000, and at $151/sqft it sits under the Punta Gorda average of $230.
02Know the monthly fee
The association fee is $691/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
146 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $247,700, now $229,700 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Rhonda Gustitus. MLS #C7523259.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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