316 COLDEWAY DRIVE UNIT 38, PUNTA GORDA, FL, 33950
Active130 days on marketListed Mar 17, 2026MLS #C7523477
About this home
316 COLDEWAY DRIVE UNIT 38
Impressive condo with DEEDED DOCK and 10,000 lb BOAT LIFT!! This 2 Bedroom, 2 Bathroom second floor condo is located in Coldway Commons in desirable deed restricted PUNTA GORDA ISLES. This light and bright condo offers an open and split bedroom floor plan with Great Room, well equipped Kitchen, Inside Laundry and rear 19x10 Porch. Beautiful design features throughout. The spacious Great Room has sliding glass doors to the screened Porch and opens to the Dining Area and Kitchen. The Kitchen features white cabinets, granite counters, tile backsplash, breakfast bar that seats four and stainless appliances. Appliances include French door refrigerator, oven/range, dishwasher built in microwave. The laundry offers a washer, dryer and cabinets. The Master Bedroom suite has porch access via sliding glass doors, great closet space and private bathroom with large walk in shower, his and hers sinks with granite counters. The second bedroom is generous sized with great closet space and the guest bathroom has a tub/shower combination. The community has an inground heated pool and Coldway Commons is minutes from the Visual Art Center, Fishermen's Village and historic downtown Punta Gorda shopping, dining, waterfront parks , walking and biking paths, boat ramps, art galleries, weekend farmer and artisan markets, Charlotte Harobr Event Center, weekend events and more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,412
Sqft
0.03 ac
Lot size
1981
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,336 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,336/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs Punta Gorda actives
$209 vs $208
Days on market
130 vs 59 typical
Where $209/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 316 COLDEWAY DRIVE UNIT 38
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
3329 PURPLE MARTIN DRIVE UNIT 113
2 bd · 2 ba · 1,467 sqft · $211/sqft · 135 DOM
Sold · Feb ’26$250,000
24675 RIO VILLA LAKES CIRCLE
3 bd · 2 ba · 1,477 sqft · $169/sqft · 131 DOM
Sold · Mar ’26$317,000
24676 RIO VILLA LAKES CIRCLE
3 bd · 2 ba · 1,477 sqft · $215/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 316 COLDEWAY DRIVE UNIT 38 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 316 COLDEWAY DRIVE UNIT 38 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
316 COLDEWAY DRIVE UNIT 38 FAQs
What would the monthly payment be for 316 COLDEWAY DRIVE UNIT 38?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,336/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 316 COLDEWAY DRIVE UNIT 38?+
The most recent tax bill on record (2025) was $3,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 316 COLDEWAY DRIVE UNIT 38?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $295,000, this home is listed about 14% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 316 COLDEWAY DRIVE UNIT 38?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Gerald Hayes. MLS #C7523477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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