4085 DRANCE STREET, PUNTA GORDA, FL, 33980
Active137 days on marketListed Mar 20, 2026MLS #C7523596
About this home
4085 DRANCE STREET
Charming 3-Bed, 3-Bath Home in Intimate 55+ Community - This nicely maintained 1,663-square-foot, three-bedroom, three-bath home is nestled within an intimate 55+ community of just nine residences, offering both privacy and a welcoming neighborhood feel. Residents enjoy access to a shared pool and common area—perfect for relaxing or socializing—while fencing between homes provides added security and peace of mind. The single-story home offers excellent curb appeal, highlighted by a curved driveway leading to a covered carport and screened front entry. The carport, rebuilt in 2022, includes a powered storage/workshop area, adding convenience and functionality. Mature landscaping, a spacious front lawn, and an extended driveway for ample off-street parking make this home as practical as it is inviting. Inside, discover a light-filled, open-concept living and dining area designed for comfort and entertaining. Plush carpeting extends through the main living areas and two bedrooms, while durable wood laminate flooring in the kitchen, lanai, and ensuite bedroom ensures both style and easy maintenance. Neutral tones, generous room sizes, and abundant natural light create a warm, welcoming atmosphere throughout. The bright kitchen features crisp white cabinetry, ample counter space, and a classic tiled backsplash. Its functional layout provides excellent workflow and plenty of storage. Just off the kitchen, a flexible space leads to the laundry room and can serve as a small office, organizational hub, or additional storage. Designed with versatility in mind, the home includes a private-entry bedroom with an updated bath and tiled walk-in shower—perfect as a mother-in-law suite, guest quarters, or private office. On the opposite side, two additional generously sized bedrooms each offer large built-in closets and private bathrooms, ensuring comfort and privacy for all. The enclosed, air-conditioned lanai is ideal for year-round enjoyment. With wood laminate flooring, space for seating and dining, large windows, sliding glass doors with adjustable shades, and a ceiling fan, it serves as a comfortable extension of the home. Equipped with roll-down hurricane protection and securely anchored, the lanai provides both safety and versatility for Florida living. Additional features include a new A/C 2023, new roof in 2021, accordion hurricane shutters on all windows and ample room to park a boat or RV. Located close to Interstate 75 and Tamiami Trail, this move-in-ready home is perfect for full-time residents, seasonal visitors, or anyone looking to enjoy sunny Florida winters. A small HOA keeps the community maintained while preserving its intimate, friendly atmosphere. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,663
Sqft
0.27 ac
Lot size
1973
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,324 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,324/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$159 vs $207
Days on market
137 vs 59 typical
Where $159/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4085 DRANCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$220,000
23343 COLLINA WAY UNIT 204
2 bd · 2 ba · 1,633 sqft · $135/sqft · 31 DOM
Sold · Feb ’26$215,000
23853 COLLINA WAY UNIT 201
2 bd · 2 ba · 1,633 sqft · $132/sqft · 18 DOM
Sold · Apr ’26$251,000
4116 MANATEE LANE
3 bd · 6.5 ba · 1,694 sqft · $148/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Robert Holmgren
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4085 DRANCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4085 DRANCE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4085 DRANCE STREET FAQs
What would the monthly payment be for 4085 DRANCE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,324/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4085 DRANCE STREET?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4085 DRANCE STREET?+
The most recent tax bill on record (2025) was $4,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4085 DRANCE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $264,900, this home is listed about 22% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4085 DRANCE STREET?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$264,900 runs 89% above the PUNTA GORDA 33980 median.
02Park/Greenbelt & Pool views
The park/greenbelt and pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
137 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Eli Burress PA. MLS #C7523596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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