194 MARACAL WAY, PUNTA GORDA, FL, 33983
Active139 days on marketListed Mar 20, 2026MLS #C7523692
About this home
194 MARACAL WAY
Welcome to the desirable Deep Creek neighborhood of Punta Gorda! This spacious 4-bedroom solar-powered pool home offers over 2,900 square feet under air and more than 3,800 total square feet of living space. The home features a generous Owner’s Suite with oversized closets, a double vanity, garden tub, and separate shower, along with a second full bath. Enjoy Florida living in the large screened lanai and pool area, perfect for relaxing or entertaining. The large great room features cathedral ceilings and a cozy wood-burning fireplace, creating an inviting space for gathering with family and friends. Located in a sought-after community and not in a flood zone, this home offers comfort, space, and convenience in a fantastic location.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,916
Sqft
0.27 ac
Lot size
2
Garage
1990
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs PUNTA GORDA ISLES SEC 20
$180 vs $184
Days on market
139 vs 60 typical
Where $180/sqft sits among the 38 homes for sale in PUNTA GORDA ISLES SEC 20
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
20 of 38
PUNTA GORDA ISLES SEC 20 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 624% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 194 MARACAL WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$405,000
26467 VALPARAISO DRIVE · same community
4 bd · 3 ba · 3,049 sqft · $133/sqft · 11 DOM
Sold · Apr ’26$540,000
46 SAO PAULO DRIVE · same community
3 bd · 2 ba · 2,611 sqft · $207/sqft · 44 DOM
Sold · Dec ’25$275,000
141 ANGOL STREET · same community
4 bd · 2 ba · 2,586 sqft · $106/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 194 MARACAL WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 194 MARACAL WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
194 MARACAL WAY FAQs
What would the monthly payment be for 194 MARACAL WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,937/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 194 MARACAL WAY?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 194 MARACAL WAY?+
The most recent tax bill on record (2025) was $5,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 194 MARACAL WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $525,000, this home is listed about 54% above the Punta Gorda median of $341,999. The market section on this page shows how the area is trending.
Which schools are assigned to 194 MARACAL WAY?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$525,000 runs 624% above the PUNTA GORDA 33983 median — but at 2,916 sqft it's also 73% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
139 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $540,000, now $525,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Caleb Maxwell. MLS #C7523692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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