308 COLONY POINT DRIVE, PUNTA GORDA, FL, 33950
Active135 days on marketListed Mar 23, 2026MLS #C7523811
About this home
308 COLONY POINT DRIVE
SAILBOAT ACCESS WATERFRONT HOME IN PGI W/LONG CANAL VIEW - Check out this wonderful 3 bed/2 bath waterfront home in Punta Gorda Isles that features a fantastic, long canal view and quick sailboat access to Charlotte Harbor. Start living your Florida dreams here. Step inside to discover a spacious, open layout tons of natural light. Tile flooring runs throughout and sliding glass doors line the back of the home, keeping the pool and canal in view from nearly every angle. The living and dining areas connect seamlessly, with a separate family room providing additional space to gather, complete with a fireplace and skylights that bring in more natural light. The kitchen is centrally positioned with breakfast bar seating and easy access to both living spaces. Home has been meticulously maintained and is in move-in condition. A split-bedroom layout provides privacy, with engineered hardwood flooring in all bedrooms adding warmth and contrast. The master suite has a large en-suite bath with dual sinks, a corner tub and separate shower plus a large walk-in closet. Two guest bedrooms share a guest bath that doubles as a pool bath with direct access to the lanai. Outdoor living is where this home truly shines. The screened lanai features a heated pool, covered seating area, and open space to enjoy the sun, all overlooking a long canal view that enhances both privacy and perspective. Boating is made easy with a 30-foot dock and direct sailboat access to Charlotte Harbor. Whether heading out for the day or enjoying the view from your backyard, this setting is built around life on the water. Start enjoying some of the best fishing and boating in SW Florida from your private dock. Other amenities include an attached, two-car garage and hurricane protection. Updates include impact-resistant windows in the bedrooms and garage plus a new water softener (2026) new water heater (2025) and new screens on the lanai (2023). Make an appointment today. You won't be disappointed - what a view!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,053
Sqft
0.23 ac
Lot size
2
Garage
1988
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,377 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,377/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.1%
$/sqft vs Punta Gorda actives
$292 vs $207
Days on market
135 vs 60 typical
Where $292/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 308 COLONY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$552,500
2807 SANCHO PANZA COURT · same community
3 bd · 2.5 ba · 2,073 sqft · $267/sqft · 180 DOM
Sold · Mar ’26$645,000
2817 DON QUIXOTE DRIVE · same community
3 bd · 2 ba · 2,109 sqft · $306/sqft · 5 DOM
Sold · Aug ’25$585,000
2807 VIA PALOMA DRIVE · same community
3 bd · 2 ba · 2,260 sqft · $259/sqft · 324 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 308 COLONY POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 308 COLONY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
308 COLONY POINT DRIVE FAQs
What would the monthly payment be for 308 COLONY POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,377/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 308 COLONY POINT DRIVE?+
The most recent tax bill on record (2025) was $9,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 308 COLONY POINT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $599,000, this home is listed about 74% above the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 308 COLONY POINT DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,000 runs 122% above the PUNTA GORDA 33950 median — but at 2,053 sqft it's also 22% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
135 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7523811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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