24540 HARBORVIEW ROAD UNIT H2, PUNTA GORDA, FL, 33980
Active129 days on marketListed Mar 28, 2026MLS #C7524078
About this home
24540 HARBORVIEW ROAD UNIT H2
Price adjustment on beautiful one story condo. Discover a beautifully updated 2-bedroom, 2-bathroom condo perfectly positioned near the best of Port Charlotte and Punta Gorda. Tucked away for added privacy, this single-level residence offers both comfort and convenience with a long list of recent upgrades. Notable improvements include a new A/C system (2020), recessed lighting and water softener (2021), a new roof installed (2022), and stylish vinyl plank flooring, interior doors, hot water heater, patio screening, and shower head filters all updated in 2023. The layout features an open-concept living area that flows seamlessly to a private screened patio through sliding glass doors. The galley-style kitchen includes a pass-through window, making it perfect for entertaining. A split-bedroom floor plan enhances privacy, with a guest bedroom, full bath, and laundry closet situated at the front of the unit. On the opposite side, the spacious primary suite boasts its own en-suite bathroom, generous closet space, and direct patio access. Conveniently located just steps from the assigned parking space and community pool, this condo combines accessibility with a peaceful setting. Whether you’re searching for a full-time Florida home or a smart investment opportunity, this property checks all the boxes. Enjoy easy access to shopping, dining, boating, fishing, parks, medical facilities, I-75 and the Punta Gorda Airport.. Don’t miss your chance—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
937
Sqft
0.02 ac
Lot size
1986
Year built
One
Levels
$117
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,057 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.6%
$/sqft vs Punta Gorda actives
$117 vs $207
Days on market
129 vs 59 typical
Where $117/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
191 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24540 HARBORVIEW ROAD UNIT H2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$70,000
24540 HARBORVIEW ROAD UNIT H1 · same community
2 bd · 2 ba · 937 sqft · $75/sqft · 89 DOM
Sold · Apr ’26$128,800
24540 HARBORVIEW ROAD UNIT A2
2 bd · 2 ba · 937 sqft · $137/sqft · 41 DOM
Sold · Jun ’26$85,000
24540 HARBORVIEW ROAD UNIT A3
2 bd · 2 ba · 937 sqft · $91/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24540 HARBORVIEW ROAD UNIT H2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24540 HARBORVIEW ROAD UNIT H2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
24540 HARBORVIEW ROAD UNIT H2 FAQs
What would the monthly payment be for 24540 HARBORVIEW ROAD UNIT H2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 24540 HARBORVIEW ROAD UNIT H2?+
The most recent tax bill on record (2025) was $2,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24540 HARBORVIEW ROAD UNIT H2?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $109,900, this home is listed about 68% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 24540 HARBORVIEW ROAD UNIT H2?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33980 market on paper
$109,900 is 23% below the PUNTA GORDA 33980 median of $142,000, and at $117/sqft it sits under the Punta Gorda average of $229.
02Time on market is leverage
129 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $120,000, now $109,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BARNES & PHILLIPS REAL ESTATE · Billy Jones. MLS #C7524078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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