8320 RIVERSIDE DRIVE UNIT 51B, PUNTA GORDA, FL, 33982
Active126 days on marketListed Mar 30, 2026MLS #C7524112
About this home
8320 RIVERSIDE DRIVE UNIT 51B
Absolutely adorable and move-in ready, this 2-bedroom, 2-bath home in the desirable Lazy Lagoon community offers comfort, convenience, and peace of mind! Built in 2007 and thoughtfully updated, this 805 sq. ft. home features a newer roof (2022), AC system (2020) with a brand-new motor (April 2026) that comes with a 5 year warranty, and a hot water heater replaced in 2025—giving buyers confidence in all the big-ticket items. Furniture negotiable! Step inside to find fresh paint throughout and beautiful luxury laminate flooring in the main living areas. Both bedrooms offer newer carpet, spacious closets, and plenty of natural light. The primary suite includes a private en suite bath with a walk-in shower and built-in seating, while the second bathroom features a tub/shower combo—perfect for guests. The kitchen comes fully equipped with all appliances included—even the washer and dryer, conveniently located inside the home. Additional upgrades include new ductwork (2025), updated skirting with lattice, and awnings on all windows for added protection and privacy. Enjoy outdoor living with new concrete steps leading to the side yard, plus the added bonus of no neighbors on one side for extra privacy. The one-car carport includes a secure storage shed with shelving—ideal for tools, beach gear, or seasonal items. Located directly across from the community recreation center (which also serves as a hurricane shelter), this home offers both convenience and security. Lazy Lagoon isn’t just a place to live; it’s a lively waterfront community with many great features. Residents enjoy a private road, extra guest parking, and an exclusive boat ramp that makes it easy to launch a boat or kayak and explore the scenic waters of Shell Creek. For fishing enthusiasts, the convenient fish cleaning station helps make every catch easier to prepare. The spacious 2,000-square-foot clubhouse includes a commercial kitchen and hosts many community events and gatherings throughout the year. Shuffleboard courts and a billiards and pool room offer fun activities just a short walk away. Boating enthusiasts will appreciate the community’s more than 2,000 feet of well-maintained shoreline and a private secured compound where boats and trailers can be stored for a small yearly fee. The location also places you just minutes from Punta Gorda, where you’ll find excellent dining, shopping, waterfront parks, and entertainment. Don’t miss this chance to enjoy peaceful waterfront living in a well-maintained and amenity-rich community. Call today to schedule your private tour and experience everything this home and Lazy Lagoon have to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
805
Sqft
0.06 ac
Lot size
2007
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,095 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,095/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.8%
$/sqft vs Punta Gorda actives
$124 vs $205
Days on market
126 vs 59 typical
Where $124/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 8320 RIVERSIDE DRIVE UNIT 51B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$134,500
3204 BAYSIDE PARKWAY
2 bd · 2 ba · 832 sqft · $162/sqft · 105 DOM
Sold · Jan ’26$100,000
3314 BAYSIDE PARKWAY UNIT C2900
2 bd · 2 ba · 896 sqft · $112/sqft · 388 DOM
Sold · Nov ’25$265,000
5147 PALANGOS DRIVE
2 bd · 1 ba · 912 sqft · $291/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 8320 RIVERSIDE DRIVE UNIT 51B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8320 RIVERSIDE DRIVE UNIT 51B — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8320 RIVERSIDE DRIVE UNIT 51B FAQs
What would the monthly payment be for 8320 RIVERSIDE DRIVE UNIT 51B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,095/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8320 RIVERSIDE DRIVE UNIT 51B?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8320 RIVERSIDE DRIVE UNIT 51B?+
The most recent tax bill on record (2025) was $1,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8320 RIVERSIDE DRIVE UNIT 51B?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $99,900, this home is listed about 71% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 8320 RIVERSIDE DRIVE UNIT 51B?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33982 market on paper
$99,900 is 23% below the PUNTA GORDA 33982 median of $129,900, and at $124/sqft it sits under the Punta Gorda average of $233.
02Time on market is leverage
126 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $112,000, now $99,900 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Rhonda Gustitus. MLS #C7524112.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 8320 RIVERSIDE DRIVE UNIT 51B but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →