CENTURY 21 Edge
$210,000$229,0003 bd3 ba1,688 sqft$124 /sqft$1,736 /mo all-in ↓

3250 SANTA BARBARA DRIVE, PUNTA GORDA, FL, 33983

Active127 days on marketListed Apr 2, 2026MLS #C7524219

Reduced $19KSingle Family ResidenceHRBR HEIGHTS

About this home

3250 SANTA BARBARA DRIVE

Discover the potential in this spacious 3-bedroom, 3-bath home in the highly desirable Harbour Heights community. Nestled on a quiet cul-de-sac, this property offers over 1,700 square feet of versatile living space, perfect for both everyday comfort and entertaining. The open-concept living area is bright and inviting, bathed in natural light and complemented by neutral tones throughout, with durable wood laminate and tile flooring for easy care. The kitchen is thoughtfully designed for both functionality and gatherings, featuring ample raised-panel cabinetry with crown molding, generous counter space, a stylish tile backsplash, and a large breakfast bar that seamlessly connects to the main living area. Overhead lighting and a ceiling fan add comfort and efficiency, while the layout accommodates a variety of living and dining arrangements with ease. The family room is a welcoming space with ceiling fan and French doors that enhance the open flow to the kitchen—ideal for relaxing or entertaining. The primary suite offers a private bath with a walk-in shower and a spacious walk-in closet. Two additional bedrooms provide flexible options for guests, hobbies, or a home office, supported by two additional bathrooms—one with a walk-in shower and the other a full bath. Additional features include a new modified rolled roof added in 2024 for peace of mind and a convenient storage shed in the backyard. Situated in a community known for its waterfront lifestyle, Peace River views, and proximity to Charlotte Harbor, making it perfect for boating and fishing enthusiasts. Residents enjoy Harbour Heights Park, offering a boat ramp, playground, tennis courts, basketball, shuffleboard, and picnic areas. Conveniently located near shopping, dining, and entertainment in Punta Gorda, with easy access to I-75 and Punta Gorda Airport, this home combines a relaxed Florida lifestyle with modern conveniences. Don’t miss the opportunity to live in a community with a classic “Old Florida” feel and a friendly, welcoming neighborhood.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,688

Sqft

0.23 ac

Lot size

1

Garage

1962

Year built

One

Levels

$124

Per sqft

Negotiable

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryIn Garage · Inside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Lighting

Community & fees

Taxes (2025)$2,962/yr
CommunityCommunity Boat Ramp

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,736 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$247
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$1,736/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$247
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HRBR HEIGHTS

$124 vs $236

Days on market

127 vs 59 typical

Where $124/sqft sits among the 26 homes for sale in HRBR HEIGHTS

5 · this home
11
3
3
2
2
$124–189$189–253$253–318$318–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3250 SANTA BARBARA DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33983 — neighborhood snapshot

Population

18,230

Median age

56.6

Median income

$67,705

Median home value

$324,100

Avg household

2.31

Households w/ children

1,552

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

12 of 26

HRBR HEIGHTS have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 147% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $210,000 $19K
Apr 2, 2026Listed at $229,000 · 127 days on market since
1962Built · HRBR HEIGHTS

Reality check

What actually sold near 3250 SANTA BARBARA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3301 SANTA BARBARA DRIVESold · Apr ’26

$425,000

3301 SANTA BARBARA DRIVE · same community

3 bd · 2 ba · 1,695 sqft · $251/sqft · 264 DOM

2308 HARBOUR DRIVESold · Jul ’26

$520,000

2308 HARBOUR DRIVE · same community

3 bd · 2 ba · 1,808 sqft · $288/sqft · 43 DOM

3055 CATALINA COURTSold · Jul ’26

$284,500

3055 CATALINA COURT · same community

3 bd · 2 ba · 1,560 sqft · $182/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3250 SANTA BARBARA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3250 SANTA BARBARA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3250 SANTA BARBARA DRIVE FAQs

What would the monthly payment be for 3250 SANTA BARBARA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,736/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3250 SANTA BARBARA DRIVE?+

The most recent tax bill on record (2025) was $2,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $210,000, this home is listed about 38% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3250 SANTA BARBARA DRIVE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$210,000 runs 147% above the PUNTA GORDA 33983 median.

02Time on market is leverage

127 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $229,000, now $210,000 — a $19K cut. The full history is in the market section below.

Listing courtesy of MARINA PARK REALTY LLC · Ryan Joyce. MLS #C7524219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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