3264 PARK DRIVE, PUNTA GORDA, FL, 33982
Active118 days on marketListed Apr 6, 2026MLS #C7524288
About this home
3264 PARK DRIVE
Tucked away on a peaceful oversized lot in Punta Gorda, this charming waterfront retreat offers the perfect blend of privacy, space, and Florida outdoor living. Set on nearly half an acre, this 3-bedroom, 3-bath home features over 2,200 square feet of living space and a layout designed for both comfort and entertaining. Step inside to find a warm and inviting interior highlighted by a cozy living room fireplace and generous living areas including a spiral staircase leading to the second floor bonus room with stunning views of the water. The true showstopper is the expansive screened-in lanai and private pool, creating the ideal setting to relax, entertain, and enjoy year-round sunshine. Out back, take in serene water views and direct access via your private dock and lift that is perfect for kayaking, fishing, or simply soaking in the natural surroundings. The property offers a rare combination of space and tranquility, all while being just a short drive to downtown Punta Gorda, dining, shopping, and I-75 access. With no HOA fees and plenty of room to spread out, this is Florida living at its finest, whether you're looking for a full-time residence, seasonal escape, or investment opportunity. Private showings only.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,266
Sqft
0.42 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,783 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,783/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs Punta Gorda actives
$242 vs $206
Days on market
118 vs 59 typical
Where $242/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 322% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3264 PARK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$530,000
30110 LOBLOLLY PINE DRIVE
2 bd · 2 ba · 2,134 sqft · $248/sqft · 142 DOM
Sold · Aug ’25$554,000
14692 LAGOON LANE
4 bd · 3 ba · 2,444 sqft · $227/sqft · 0 DOM
Sold · Feb ’26$520,000
2012 RIVER BASIN TERRACE
3 bd · 3 ba · 2,484 sqft · $209/sqft · 316 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3264 PARK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3264 PARK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3264 PARK DRIVE FAQs
What would the monthly payment be for 3264 PARK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,783/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3264 PARK DRIVE?+
The most recent tax bill on record (2025) was $1,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3264 PARK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $549,000, this home is listed about 59% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3264 PARK DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,000 runs 322% above the PUNTA GORDA 33982 median — but at 2,266 sqft it's also 32% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
118 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Norine Walker. MLS #C7524288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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