30080 CEDAR ROAD, PUNTA GORDA, FL, 33982
Active107 days on marketListed Apr 9, 2026MLS #C7524403
About this home
30080 CEDAR ROAD
Discover the perfect place to build your dream home on this spacious 10,125 sq ft lot (75' x 135') located in the peaceful rural community of Ridge Harbor. Situated in a quiet neighborhood, this property offers a serene country setting while still being just minutes from Historic Downtown Punta Gorda, where you’ll enjoy a variety of restaurants, shopping, entertainment, Fishermen’s Village, and local farmers markets. This desirable lot is not located in a flood zone and is not in a Scrub Jay zone, providing peace of mind and added flexibility for building. With no deed restrictions, you have the freedom to design and create your ideal home without limitations. Ridge Harbor is a welcoming and active community featuring a clubhouse, a calendar of social events, and a voluntary HOA with low annual dues ($25 for individuals, $35 for families). Residents also enjoy access to a private community boat ramp on Shell Creek (just $10 for a marina key), offering direct access to the Peace River and Charlotte Harbor—perfect for boating and fishing enthusiasts. Conveniently located with easy access to US-17 (Duncan Road) and I-75, and just a short drive to Punta Gorda Airport, shopping, dining, and Gulf beaches, this property offers the ideal combination of tranquility, accessibility, and investment potential. Don’t miss this opportunity to own a slice of Florida paradise Adjacent lot is also offered for sale at 30086 Cedar (MLS #C7524449)
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$300 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$300/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 30080 CEDAR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$55,000
43 4TH STREET
1 bd · 1 ba · 559 sqft · $98/sqft · 199 DOM
Sold · Oct ’25$170,000
142 SHELL CREEK
2 bd · 2 ba · 1,000 sqft · $170/sqft · 81 DOM
Sold · May ’26$240,000
30095 HOLLY ROAD
2 bd · 2 ba · 1,016 sqft · $236/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 30080 CEDAR ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30080 CEDAR ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
30080 CEDAR ROAD FAQs
What would the monthly payment be for 30080 CEDAR ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $300/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 30080 CEDAR ROAD?+
The most recent tax bill on record (2025) was $316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 30080 CEDAR ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $18,000, this home is listed about 95% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 30080 CEDAR ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AVENUE SUNSHINE REAL ESTATE · Tammy Carter. MLS #C7524403.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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