5018 CAPTIVA COURT, PUNTA GORDA, FL, 33950
Active119 days on marketListed Apr 13, 2026MLS #C7524689
About this home
5018 CAPTIVA COURT
New Lower Price-Same Incredible Florida Lifestyle! Waterfront Living at Its Finest in Punta Gorda Isles! This is a must-see property. If you are looking for your waterfront winter-time retreat or a full-time residence, this is the one! Situated just off the rim canal, boating enthusiasts will love the 104’ of seawall. Including a 60’ dock with (35,000#boat lift 2016 by Parr Marine) providing direct sailboat access to Charlotte Harbor and the Gulf—bring your boat and start living the dream. Experience the ultimate Southwest Florida lifestyle in this beautiful, furnished 3-bedroom, office, 3-bath, pool home, perfectly situated on a sailboat-access saltwater canal—no bridges, with direct harbor access through Buckley’s Pass and Ponce Outlet. From the moment you step inside, you’ll appreciate the bright, open layout designed for both everyday living and entertaining. The heart of the home is a stunning, updated kitchen featuring sleek quartz countertops, a gas cooktop, modern cabinetry, and ample space for gathering with family and friends. The split-bedroom floor plan offers privacy and comfort. The second bedroom offers an en-suite which is ideal for guests or multi-generational living. Office/bonus room off of the primary suite offers a dedicated space which has direct access to the patio. Step outside to your private oasis where a sparkling heated pool overlooks the tranquil canal. This outdoor living space is perfect for enjoying morning coffee, sunset cocktails, or watching boats cruise by, capturing the essence of Florida waterfront living. Additional highlights include a new metal roof (2023), impact windows, power roll-down shutter and accordion shutters on the lanai and a power shade awning for additional outdoor enjoyment. The pool enclosure has been re-screened. These updates provide peace of mind, along with the charm and curb appeal that Punta Gorda Isles is known for. Located just minutes from downtown Punta Gorda’s dining, shopping, waterfront parks, and golf, this home offers the perfect balance of relaxation and convenience. This is more than a home—it’s a lifestyle. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,585
Sqft
0.3 ac
Lot size
2
Garage
1997
Year built
One
Levels
$368
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,389 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,389/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.2%
$/sqft vs PUNTA GORDA ISLES SEC 12
$368 vs $332
Days on market
119 vs 62 typical
Where $368/sqft sits among the 13 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 13
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 258% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5018 CAPTIVA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$700,000
4014 LA COSTA ISLAND COURT · same community
3 bd · 2 ba · 2,610 sqft · $268/sqft · 152 DOM
Sold · May ’26$1,075,000
1434 CASEY KEY DRIVE · same community
4 bd · 4 ba · 2,513 sqft · $428/sqft · 189 DOM
Sold · Jul ’26$990,000
3972 LA COSTA ISLAND COURT · same community
3 bd · 2 ba · 2,442 sqft · $405/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5018 CAPTIVA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5018 CAPTIVA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5018 CAPTIVA COURT FAQs
What would the monthly payment be for 5018 CAPTIVA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5018 CAPTIVA COURT?+
The most recent tax bill on record (2025) was $8,958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $950,000, this home is listed about 179% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5018 CAPTIVA COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$950,000 runs 258% above the PUNTA GORDA 33950 median — but at 2,585 sqft it's also 53% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $985,000, now $950,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Darren McBee. MLS #C7524689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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