CENTURY 21 Edge
$165,000$200,0002 bd2 ba1,059 sqft$156 /sqft$1,810 /mo all-in ↓

1295 SAXONY CIRCLE UNIT 2103, PUNTA GORDA, FL, 33983

Active113 days on marketListed Apr 14, 2026MLS #C7524736

Reduced $35KFully furnishedCondominiumLINKS EDGE PH 02 BLDG 02

About this home

1295 SAXONY CIRCLE UNIT 2103

BRIGHT, AIRY, AND MOVE-IN READY—WELCOME TO EASY FLORIDA LIVING IN THE DESIRABLE LINKS EDGE GOLF COURSE COMMUNITY! This beautifully maintained 2-bedroom, 2-bathroom condo at 1295 Saxony Cir #2103 offers the perfect combination of comfort, convenience, and peace of mind, all in a prime Punta Gorda location. Step inside to discover a LIGHT-FILLED INTERIOR with a fresh, inviting feel, highlighted by NEW LVP FLOORING THROUGHOUT THE HOME. The open layout creates an inviting space for both everyday living and entertaining, while large sliders allow natural light to pour in, enhancing the home’s BRIGHT AND AIRY atmosphere. Enjoy added value and confidence with major updates already completed, including a NEW ROOF (2023), NEW HOT WATER HEATER (2024), AND NEW A/C (2020). This condo is BEING SOLD FURNISHED, making it truly TURNKEY and ready for immediate enjoyment—whether you're looking for a seasonal retreat, investment property, or full-time residence. Located in a NO FLOOD ZONE and with NO AGE RESTRICTIONS, this community offers flexibility and peace of mind for a variety of lifestyles. Nestled within the Links Edge Golf Course Community, you’ll enjoy a tranquil setting that feels tucked away, yet you’re still just minutes from shopping, dining, entertainment, and all that Punta Gorda has to offer. If you’ve been searching for a LOW-MAINTENANCE, MOVE-IN READY CONDO in a desirable location, this is an opportunity you won’t want to miss.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,059

Sqft

2004

Year built

One

Levels

$156

Per sqft

Golf Course viewFurnishedPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesNortheast
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$326/mo
Taxes (2025)$3,358/yr
PetsYes
CommunityCommunity Mailbox · Golf · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,810 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$280
Condo fee — from the listing$326
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,810/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$280
HOA / condo fee$326
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$150KedgeAI estimate $160,751 · range $156K$176K$183K

vs edgeAI estimate

+2.6%

$/sqft vs Punta Gorda actives

$156 vs $208

Days on market

113 vs 60 typical

Where $156/sqft sits among the 400 Punta Gorda actives

102 · this home
137
63
50
19
29
$118–171$171–225$225–278$278–331$331–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Map of 1295 SAXONY CIRCLE UNIT 2103 inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$340K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

192 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 120% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $165,000 $35K
Apr 14, 2026Listed at $200,000 · 113 days on market since
2004Built · LINKS EDGE PH 02 BLDG 02

Reality check

What actually sold near 1295 SAXONY CIRCLE UNIT 2103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1295 SAXONY CIRCLE UNIT 2101Sold · Apr ’26

$225,000

1295 SAXONY CIRCLE UNIT 2101 · same community

2 bd · 2 ba · 1,291 sqft · $174/sqft · 0 DOM

27035 MENTOR LANESold · May ’26

$250,000

27035 MENTOR LANE

3 bd · 1.5 ba · 1,008 sqft · $248/sqft · 13 DOM

2180 HERON LAKE DRIVE UNIT 204Sold · Jan ’26

$110,000

2180 HERON LAKE DRIVE UNIT 204

2 bd · 2 ba · 924 sqft · $119/sqft · 188 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1295 SAXONY CIRCLE UNIT 2103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1295 SAXONY CIRCLE UNIT 2103 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1295 SAXONY CIRCLE UNIT 2103 FAQs

What would the monthly payment be for 1295 SAXONY CIRCLE UNIT 2103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,810/mo — principal and interest, the actual property-tax bill, the $326/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1295 SAXONY CIRCLE UNIT 2103?+

The association fee works out to $326 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1295 SAXONY CIRCLE UNIT 2103?+

The most recent tax bill on record (2025) was $3,358. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1295 SAXONY CIRCLE UNIT 2103?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $165,000, this home is listed about 51% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1295 SAXONY CIRCLE UNIT 2103?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$165,000 runs 120% above the PUNTA GORDA 33983 median.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $200,000, now $165,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7524736.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 1295 SAXONY CIRCLE UNIT 2103 but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Zack to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 5, 2026 at 8:23 AM UTC. The listing information on this page last changed on August 5, 2026 at 8:23 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 5, 2026 at 8:23 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 5, 2026 at 8:23 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

1295 SAXONY CIRCLE UNIT 2103, PUNTA GORDA, FL — 2 Bed, 2 Bath — $165,000 | CENTURY 21 Edge